Personal loans in Crocker, MO
A lender that serves Crocker operates under Missouri lending statutes and a Missouri supervisor. A lender serving Crocker holds a Missouri licence and answers to a Missouri regulator; no city office is involved for its 916 residents. The Census counts 916 people in Crocker, the 354th-largest figure among Missouri's 937 places. The trend for Crocker between 2020 and 2023 is downward by roughly 1.3%. Verify the lender's Missouri licence against the regulator named below before borrowing in Crocker. The closest larger place is Waynesville, MO about 9 miles away.
Local context for Crocker
Most of what governs a Crocker loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: about 916 people live here, which puts Crocker 354th of 937 Census places in Missouri (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.3%.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: Crocker's 916 people outrank roughly 62% of the places in Missouri.
- Density: the Census land area of 1.2 sq mi holds about 742 people per square mile.
- Land area: Crocker covers 1.2 square miles, the 369th-largest area among Missouri's 937 places.
- Within Missouri: about 0.0% of the state's population lives in Crocker.
- National standing: Crocker ranks 10,620th of 19,457 US places.
- Growth rank: Crocker's 2020-to-2023 change ranks 686th of 937 places in Missouri.
- Against the state trend: Crocker's 1.3% change compares with a Missouri average of +0.8% across its 937 places.
- Density in Missouri: Crocker ranks 470th by people per square mile.
- Density vs Missouri: Crocker's 742 people per square mile compare with a state median of 743.
- Location: 37.9469, -92.2679 (Census Gazetteer coordinates).
- Nearest larger cities: Waynesville (9 mi); Richland (9 mi); Dixon (10 mi); St. Robert (11 mi); Osage Beach (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Iberia (10 mi); Brumley (15 mi); Stoutland (16 mi).
- Smaller places within 50 miles: 34 of them.
- Larger places within 100 miles: 120.
Borrowing reach in Crocker
Crocker is a moderately settled community of about 916 people, with 28 larger places inside a 50-mile radius. Lenders licensed in Missouri reach Crocker's 916 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Waynesville, MO about 9 miles away.
Crocker's place among Missouri's 937 places
Within Missouri, Crocker holds roughly 0.0% of all residents, the 354th-largest share among 937 places. For population change between 2020 and 2023, Crocker ranks 686th of 937 in Missouri (about the 27th percentile). At about 742 people per square mile, Crocker is the 470th most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 12 residents.
How a Crocker personal loan is priced
A Crocker personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 916 residents. Because pricing is borrower-level, two people in Crocker can be quoted different APRs on the same amount and term. Shortening the term on a Crocker loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Crocker sits
Crocker covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 916 residents, the land area yields roughly 742 people per square mile. For the state's biggest city, Kansas City, the distance is roughly 148 miles. Within 50 miles of Crocker there are 28 larger Census places. The 100-mile radius contains 120 larger places.
The state rulebook for Crocker
For the roughly 916 residents of Crocker, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Crocker if my credit is poor?
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Nearby places
- Waynesville, MO — population 5,455
- Iberia, MO — population 722
- Richland, MO — population 1,736
- St. Robert, MO — population 5,457
- Dixon, MO — population 1,213
- Brumley, MO — population 72
- Stoutland, MO — population 214
- St. Elizabeth, MO — population 427