Personal loans in Dixon, MO
Dixon is home to roughly 1,213 people and stands 312th by size out of 937 Census places in Missouri. Population in Dixon dropped about 1.4% over the three years from 2020 to 2023.
A personal loan in Dixon is priced from your credit file and income, not from the fact that the city holds 1,213 people. Which products a lender may offer to Dixon's 1,213 residents follows from the Missouri consumer-lending framework. For a community of about 1,213, the practical step is to compare APR across at least three lenders before committing. A larger market lies at St. Robert, MO about 12 miles away.
Where Dixon stands
Most of what governs a Dixon loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: 1,213 — Dixon ranks 312th of 937 communities in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.4% between 2020 and 2023.
- Absolute change: 17 residents lost between 2020 and 2023.
- Size percentile: roughly 67% of Missouri's places have fewer residents than Dixon's 1,213.
- Land and density: 1.0 square miles of land carry roughly 1,162 residents per square mile.
- Land area: Dixon covers 1.0 square miles, the 406th-largest area among Missouri's 937 places.
- Share of Missouri: Dixon holds about 0.0% of the state's population, some 1,213 people.
- National rank: Dixon is the 9,501st most populous of the 19,457 Census places covered here.
- Growth rank: Dixon ranks 699th among Missouri's 937 places for the 2020-to-2023 change.
- Versus Missouri: the state average change is +0.8%, while Dixon moved 1.4%.
- Density rank: Dixon is the 233rd most densely settled place in Missouri.
- Against the state median: Dixon runs about 1,162 residents per square mile, where the Missouri median is 743.
- Location: coordinates 37.9953, -92.0959 (US Census Bureau Gazetteer).
- Nearest larger cities: St. Robert (12 mi); Waynesville (14 mi); Rolla (19 mi); Richland (19 mi); St. James (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Crocker (10 mi); Doolittle (12 mi); Newburg (12 mi).
- Within a 50-mile radius: 38 smaller Census places.
- Larger places within 100 miles: 119.
A pre-application checklist for Dixon
Complete these steps first when you borrow in Dixon (1,213 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Missouri regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Dixon and the rest of Missouri is not the process but the borrower's own file, among the 1,213 people here.
Missouri rules behind a Dixon personal loan
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Dixon is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
How Dixon compares across Missouri
Set beside Missouri's 937 places, Dixon ranks 312th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 699th of 937 Missouri places, putting it near the 25th percentile for growth. Its roughly 1,162 residents per square mile place it 233rd among Missouri's places. By land area, its 1.0 square miles rank 406th of 937 places in Missouri.
Inside a Dixon personal loan
In Dixon, a small community of about 1,213, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Dixon can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Dixon loan is knowable in advance — unlike a revolving card balance.
Getting a loan in Dixon
Dixon is moderately settled, with about 1,162 people per square mile and 24 larger places within 50 miles. Distance to a branch rarely matters for Dixon's 1,213 residents: the application is online and the price follows your credit file. The nearest bigger place is St. Robert, MO about 12 miles away.
Common questions
What are my options in Dixon if my credit is poor?
What loan size can I expect in Dixon?
Do I have to pledge anything to borrow in Dixon?
Does comparing loans in Dixon cost me credit score points?
Nearby places
- Crocker, MO — population 916
- St. Robert, MO — population 5,457
- Newburg, MO — population 332
- Doolittle, MO — population 573
- Waynesville, MO — population 5,455
- Iberia, MO — population 722
- Vienna, MO — population 576
- Argyle, MO — population 145