Personal loans in St. Elizabeth, MO

The next larger city is Iberia, MO about 12 miles away. The trend for St. Elizabeth between 2020 and 2023 is upward by roughly 2.6%. When Missouri caps or restricts a product, lenders either change the terms or withdraw it from St. Elizabeth as from the rest of the state. For a community of about 427, the practical step is to compare APR across at least three lenders before committing.

What the Census records for St. Elizabeth

Most of what governs a St. Elizabeth loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 427 residents, 494th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
• Population trend: The 2020-to-2023 change is positive, near 2.6%.
• People gained or lost: about 11 more since the 2020 base.
• Size percentile: roughly 47% of Missouri's places have fewer residents than St. Elizabeth's 427.
• Density: roughly 410 residents per square mile, spread over 1.0 sq mi of land.
• Land area: St. Elizabeth covers 1.0 square miles, the 408th-largest area among Missouri's 937 places.
• State population share: St. Elizabeth accounts for about 0.0% of everyone in Missouri.
• National rank: St. Elizabeth sits 13,815th by population among the 19,457 places in this dataset.
• Growth rank: St. Elizabeth ranks 202nd among Missouri's 937 places for the 2020-to-2023 change.
• Against the state trend: St. Elizabeth's 2.6% change compares with a Missouri average of +0.8% across its 937 places.
• Density rank: St. Elizabeth places 703rd among Missouri's places by people per square mile.
• Density in context: St. Elizabeth's 410 people per square mile sit against a Missouri median of 743.
• Location: mapped by the US Census Bureau at 38.2561, -92.2664.
• Nearest larger cities: Iberia (12 mi); Wardsville (17 mi); Vienna (18 mi); Eldon (18 mi); Taos (19 mi). Larger metros often have more branches, but online lenders reach St. Elizabeth on the same terms.
• Smaller towns nearby: Meta (7 mi); St. Thomas (8 mi); Tuscumbia (11 mi).
• Smaller places within 50 miles: 34 of them.
• At 100 miles: 182 larger Census places fall inside that radius.

St. Elizabeth in state context

Set beside Missouri's 937 places, St. Elizabeth ranks 494th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, St. Elizabeth ranks 202nd of 937 in Missouri (about the 78th percentile). At about 410 people per square mile, St. Elizabeth is the 703rd most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 11 residents.

The anatomy of a St. Elizabeth personal loan

With roughly 427 residents, St. Elizabeth is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than St. Elizabeth's rank of 494th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a St. Elizabeth loan is knowable in advance — unlike a revolving card balance.

Land, water and location for St. Elizabeth

Inside St. Elizabeth's boundaries lie about 1.0 square miles of land, with no significant water area recorded. Spread across it are roughly 410 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 137 miles away. St. Elizabeth has 37 larger places within a 50-mile radius. Within the same 50 miles lie 34 smaller Census places.

Missouri consumer-lending rules applied in St. Elizabeth

Read the table as a lender's compliance picture for St. Elizabeth: the rule, the sourced figure, the publisher and the date.

Borrowing reach in St. Elizabeth

With about 410 residents per square mile, St. Elizabeth is lightly settled, and 37 larger Census places sit within 50 miles. Whether St. Elizabeth has a local branch or not, a Missouri-licensed lender can serve its 427 people online on the same terms. The nearest larger city, Iberia, MO about 12 miles away.