Personal loans in Crawford, GA

The roughly 880 people who live in Crawford borrow under Georgia rules; city hall sets no personal-loan rate. Every figure below is Georgia's own, applied to Crawford's 880 residents, with the publisher and retrieval date attached. The Census estimates 880 residents in Crawford, which ranks it 320th of 536 places in Georgia. Compare APR, not the interest rate, because the APR folds in most fees on a Crawford loan. The 2020 count to the 2023 estimate shows about 6.4% growth in Crawford. For a bigger market, look to Winterville, GA about 9 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Crawford: the sourced local profile

The figures below are Crawford's own — Census population, land area and coordinates — followed by the Georgia rules.

Crawford in state context

Among Georgia's 536 places, Crawford sits at 320th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Crawford stands 107th among Georgia's 536 places — roughly the 80th percentile. Its roughly 755 residents per square mile place it 185th among Georgia's places. Between 2020 and 2023 the count changed by roughly 53 residents.

Crawford on the map

Crawford covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 880 residents, the land area yields roughly 755 people per square mile. Atlanta, the largest place in Georgia, is about 73 miles from Crawford. Counting outward 50 miles, 55 larger communities surround Crawford. Within the same 50 miles lie 40 smaller Census places.

A practical checklist for Crawford borrowers

Complete these steps first when you borrow in Crawford (880 residents):

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Test your amount and term in the personal loan calculator first.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Make sure the lender appears in the Georgia regulator's licence list.
  5. Test the payment against your current bills before you commit.
  6. Pick the shortest term whose payment you can comfortably afford.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Crawford-specific: the same Georgia licensing and disclosure rules reach all 880 residents.

Which Georgia laws govern a loan in Crawford

For the roughly 880 residents of Crawford, the rules below are Georgia's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorGeorgia Department of Banking and Finance (DBF)
Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters".
Georgia Department of Banking and Finance
as of 2026-09-16
Small-loan / installment lender licensingInstallment lender license required for loans of $3,000 or less
Source says: "any entity making loans of $3,000.00 or less to individuals must be licensed with the Department as an installment lender".
Georgia Department of Banking and Finance
as of 2026-09-16
Installment Loan Act rate cap10% per annum of the face amount of the contract (licensed installment loans)
Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract".
Georgia Department of Banking and Finance
as of 2026-09-16

Getting a loan in Crawford

At roughly 755 people per square mile, Crawford is moderately settled; 55 larger places lie within 50 miles. A Georgia licence lets a lender serve Crawford without a local office, so branch density does not change what its 880 residents are offered. The nearest bigger place is Winterville, GA about 9 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Crawford if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Crawford is the same as anywhere in Georgia.
What loan size can I expect in Crawford?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Crawford?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Crawford cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related