Personal loans in Hull, GA
At about 236 residents, Hull is larger than roughly 12% of the places in Georgia. The roughly 236 people who live in Hull borrow under Georgia rules; city hall sets no personal-loan rate.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Hull's 236 residents are no exception. A lender that serves Hull operates under Georgia lending statutes and a Georgia supervisor. The trend for Hull between 2020 and 2023 is upward by roughly 1.7%. The nearest larger metro is Winterville, GA about 4 miles away.
Where Hull stands
Here is the sourced Census picture for Hull, plus the Georgia lending rules that apply to a loan taken out here.
- Population: about 236 people live here, which puts Hull 469th of 536 Census places in Georgia (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.7%.
- Absolute change: 4 residents added between 2020 and 2023.
- Size percentile: bigger than about 12% of the places in Georgia, with 236 residents in Hull.
- Density: roughly 740 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Hull ranks 530th among Georgia's 536 places, at 0.3 sq mi.
- State population share: Hull accounts for about 0.0% of everyone in Georgia.
- Nationally: Hull is the 15,954th-largest of 19,457 Census places in the dataset.
- Growth in Georgia: Hull stands 249th by percentage change from 2020 to 2023, among 536 places.
- Versus Georgia: the state average change is +3.4%, while Hull moved 1.7%.
- Density rank: Hull is the 188th most densely settled place in Georgia.
- Density vs Georgia: Hull's 740 people per square mile compare with a state median of 536.
- Location: coordinates 34.0176, -83.2936 (US Census Bureau Gazetteer).
- Nearest larger cities: Winterville (4 mi); Colbert (5 mi); Arnoldsville (8 mi); Danielsville (9 mi); Comer (10 mi). Lenders licensed in the state serve Hull whether or not they keep a local branch.
- Smaller places nearby: Lexington (15 mi); Maxeys (19 mi); Rayle (27 mi).
- Smaller places within 50 miles: 12 of them.
- Within 100 miles: 294 places are larger than Hull.
Getting a loan in Hull
With about 740 residents per square mile, Hull is moderately settled, and 90 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hull's 236 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Winterville, GA about 4 miles away.
Georgia consumer-lending rules applied in Hull
Read the table as a lender's compliance picture for Hull: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
Hull in state context
Among Georgia's 536 places, Hull sits at 469th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hull stands 249th among Georgia's 536 places — roughly the 54th percentile. Its roughly 740 residents per square mile place it 188th among Georgia's places. Within 50 miles sit 12 smaller Census places, alongside the 90 that are larger.
Inside a Hull personal loan
With roughly 236 residents, Hull is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Hull can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Hull loan is knowable in advance — unlike a revolving card balance.
Hull: area, density and distance
Hull's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 740 people per square mile. Atlanta, the largest place in Georgia, is about 67 miles from Hull. Counting outward 50 miles, 90 larger communities surround Hull. The 100-mile radius contains 294 larger places.
Common questions
What are my options in Hull if my credit is poor?
What loan size can I expect in Hull?
Do I have to pledge anything to borrow in Hull?
Does comparing loans in Hull cost me credit score points?
Nearby places
- Winterville, GA — population 1,195
- Colbert, GA — population 667
- Arnoldsville, GA — population 458
- Danielsville, GA — population 834
- Ila, GA — population 378
- Nicholson, GA — population 1,878
- Comer, GA — population 1,599
- Crawford, GA — population 880