Personal loans in Lexington, GA
Two households in Lexington with comparable incomes can still be offered different rates; the city's 213 residents are not the reason. Lexington added about 5.4% to its population between the 2020 base and the 2023 estimate.
With 213 residents, Lexington outranks about 11% of the communities in Georgia. Judge Lexington offers on total cost, not on how quickly the money arrives. A lender that serves Lexington operates under Georgia lending statutes and a Georgia supervisor. The closest larger place is Crawford, GA about 3 miles away.
Lexington: the sourced local profile
Set out below is Lexington's local context next to the state-level rules that reach every lender here.
- Population: about 213, ranked 479th of 536 places in Georgia (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 5.4% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 11 residents.
- Size percentile: roughly 11% of Georgia places rank below Lexington.
- Density: the Census land area of 0.5 sq mi holds about 389 people per square mile.
- Land area rank: Lexington's 0.5 square miles rank 523rd of 536 places in Georgia.
- State population share: Lexington accounts for about 0.0% of everyone in Georgia.
- National rank: Lexington sits 16,279th by population among the 19,457 places in this dataset.
- Growth rank: Lexington ranks 133rd among Georgia's 536 places for the 2020-to-2023 change.
- Against the state trend: Lexington's 5.4% change compares with a Georgia average of +3.4% across its 536 places.
- Density rank: Lexington is the 334th most densely settled place in Georgia.
- Density in context: Lexington's 389 people per square mile sit against a Georgia median of 536.
- Location: the Census Gazetteer records it at 33.8701, -83.1102.
- Nearest larger cities: Crawford (3 mi); Arnoldsville (7 mi); Maxeys (9 mi); Winterville (12 mi); Carlton (12 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Rayle (13 mi); Siloam (23 mi); Buckhead (25 mi), each with its own Census population profile.
- Within a 50-mile radius: 11 smaller Census places.
- Larger places within 100 miles: 297.
What Georgia law requires in Lexington
For the roughly 213 residents of Lexington, the rules below are Georgia's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Prohibited (payday lending illegal in Georgia) Source says: "Payday lending is illegal in Georgia." | Georgia Department of Banking and Finance as of 2026-09-16 |
The geography behind Lexington
Lexington covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 213 residents, the land area yields roughly 389 people per square mile. The largest place in Georgia, Atlanta, lies about 76 miles away. A 50-mile radius around Lexington takes in 77 places that are larger. The 100-mile radius contains 297 larger places.
What is available to Lexington borrowers
At roughly 389 people per square mile, Lexington is lightly settled; 77 larger places lie within 50 miles. Whether Lexington has a local branch or not, a Georgia-licensed lender can serve its 213 people online on the same terms. The nearest larger city, Crawford, GA about 3 miles away.
Lexington in state context
Against Georgia's other places, Lexington accounts for about 0.0% of the state's population and ranks 479th of 536 by size. For population change between 2020 and 2023, Lexington ranks 133rd of 536 in Georgia (about the 75th percentile). Its roughly 389 residents per square mile place it 334th among Georgia's places. In land area, Lexington ranks 523rd among Georgia's 536 places.
How personal loans work in Lexington
In Lexington, a small community of about 213, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Lexington can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lexington loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Crawford, GA — population 880
- Arnoldsville, GA — population 458
- Maxeys, GA — population 216
- Carlton, GA — population 287
- Comer, GA — population 1,599
- Colbert, GA — population 667
- Winterville, GA — population 1,195
- Woodville, GA — population 301