Personal loans in Coppock, IA

The Census estimates 36 residents in Coppock, which ranks it 916th of 940 places in Iowa. Coppock is a small community of about 36 residents, and a personal loan taken out here is governed by Iowa statute.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Compare APR, not the interest rate, because the APR folds in most fees on a Coppock loan. Which products a lender may offer to Coppock's 36 residents follows from the Iowa consumer-lending framework. Population in Coppock dropped about 2.7% over the three years from 2020 to 2023. The next larger city is Wayland, IA about 3 miles away.

Coppock: the sourced local profile

Read the local figures below as context; read the sourced Iowa table as the rulebook a lender here must follow.

What is available to Coppock borrowers

Coppock is a lightly settled community of about 36 people, with 129 larger places inside a 50-mile radius. Whether Coppock has a local branch or not, a Iowa-licensed lender can serve its 36 people online on the same terms. The nearest larger city, Wayland, IA about 3 miles away.

Coppock: area, density and distance

Coppock's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. With 36 residents, the land area yields roughly 156 people per square mile. The largest place in Iowa, Des Moines, lies about 102 miles away. Within 50 miles of Coppock there are 129 larger Census places. Within the same 50 miles lie 0 smaller Census places.

Iowa rules behind a Coppock personal loan

These are Iowa's sourced lending facts as they reach Coppock's 36 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16

Coppock in state context

Coppock is the 916th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. For population change between 2020 and 2023, Coppock ranks 774th of 940 in Iowa (about the 18th percentile). By density, at about 156 people per square mile, it ranks 857th in Iowa. The population moved by about 1 people between 2020 and 2023, a 2.7% shift.

How a Coppock personal loan is priced

In Coppock, a small community of about 36, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Coppock's 36 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Coppock loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Coppock if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Coppock is the same as anywhere in Iowa.
What loan size can I expect in Coppock?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Coppock?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Coppock cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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