Personal loans in Pleasant Plain, IA

If you are weighing a personal loan in Pleasant Plain, start from the payment you can carry; its 80 residents face the same statewide rules. For a community of about 80, the practical step is to compare APR across at least three lenders before committing. State law, not city hall, decides what a lender may do to Pleasant Plain's roughly 80 residents, and a state regulator supervises it. The trend for Pleasant Plain between 2020 and 2023 is downward by roughly 2.4%. A larger market lies at Brighton, IA about 3 miles away.

Pleasant Plain: population, trend and location

Two layers matter for a Pleasant Plain borrower: the local population picture and Iowa's consumer-lending statutes.

• Population: 80 — Pleasant Plain ranks 846th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 2.4%.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: about 10% of Iowa communities are smaller than Pleasant Plain (80 residents).
• Density: the Census land area of 1.0 sq mi holds about 79 people per square mile.
• By land area: Pleasant Plain ranks 393rd among Iowa's 940 places, at 1.0 sq mi.
• Share of state population: Pleasant Plain's 80 residents are about 0.0% of Iowa.
• National rank: Pleasant Plain sits 18,488th by population among the 19,457 places in this dataset.
• Growth rank: Pleasant Plain ranks 725th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Pleasant Plain moved 2.4%.
• Density rank: Pleasant Plain places 920th among Iowa's places by people per square mile.
• Against the state median: Pleasant Plain runs about 79 residents per square mile, where the Iowa median is 672.
• Location: 41.1472 / -91.8596, per the US Census Bureau Gazetteer.
• Nearest larger cities: Brighton (3 mi); Richland (7 mi); Maharishi Vedic City (10 mi); Wayland (11 mi); Fairfield (11 mi). Larger metros often have more branches, but online lenders reach Pleasant Plain on the same terms.
• Smaller places nearby: Coppock (8 mi); Hayesville (22 mi); Kinross (23 mi).
• Smaller neighbours: 14 places smaller than Pleasant Plain sit within 50 miles.
• Larger places within 100 miles: 470.

How Pleasant Plain compares across Iowa

Pleasant Plain is the 846th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Pleasant Plain stands 725th among Iowa's 940 places — roughly the 23th percentile. At about 79 people per square mile, Pleasant Plain is the 920th most densely settled place in Iowa. In land area, Pleasant Plain ranks 393rd among Iowa's 940 places.

The anatomy of a Pleasant Plain personal loan

A Pleasant Plain personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 80 residents. Two numbers drive a Pleasant Plain loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Pleasant Plain loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Pleasant Plain

Inside Pleasant Plain's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 79 people per square mile. The largest place in Iowa, Des Moines, lies about 95 miles away. A 50-mile radius around Pleasant Plain takes in 114 places that are larger. The 100-mile radius contains 470 larger places.

How lenders reach Pleasant Plain

At roughly 79 people per square mile, Pleasant Plain is sparsely settled; 114 larger places lie within 50 miles. Lenders licensed in Iowa reach Pleasant Plain's 80 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Brighton, IA about 3 miles away.

The Iowa lending rules that reach Pleasant Plain

Every row below records a Iowa rule, its publisher and its retrieval date — the same rules a Pleasant Plain lender must follow.