Personal loans in Rome, IA

Rome is one of 940 Census places in Iowa; its 112 residents put it at 801st. State law, not city hall, decides what a lender may do to Rome's roughly 112 residents, and a state regulator supervises it. From the 2020 Census base to the 2023 estimate, the population declined by about 1.8%. The closest larger city is Lockridge, IA about 4 miles away.

The Rome data picture

What follows is Rome's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: about 112 people live here, which puts Rome 801st of 940 Census places in Iowa (Vintage 2023).
• Population trend: Roughly 1.8% fewer residents than the 2020 Census counted.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: Rome sits ahead of around 15% of Iowa places, at 112 people.
• Population density: about 903 people per square mile across 0.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Rome's 0.1 square miles rank 911th of 940 places in Iowa.
• Within Iowa: about 0.0% of the state's population lives in Rome.
• National standing: Rome ranks 17,922nd of 19,457 US places.
• Growth rank: Rome's 2020-to-2023 change ranks 588th of 940 places in Iowa.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Rome's 1.8%.
• Density rank: Rome places 319th among Iowa's places by people per square mile.
• Density in context: Rome's 903 people per square mile sit against a Iowa median of 672.
• Location: it lies at 40.9822, -91.6812 in the Census Gazetteer.
• Nearest larger cities: Lockridge (4 mi); Mount Pleasant (7 mi); Salem (10 mi); Hillsboro (10 mi); Wayland (12 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller places: Westwood (3 mi); Coppock (13 mi); Pleasant Plain (15 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Larger places within 100 miles: 429.

Land, water and location for Rome

Rome covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 903 residents per square mile. The state's population centre of gravity, Des Moines, is roughly 108 miles away. Within 50 miles of Rome there are 109 larger Census places. Within the same 50 miles lie 21 smaller Census places.

What Iowa law requires in Rome

The rows below set out what a licensed lender must follow in Iowa, and so for Rome's roughly 112 residents.

Getting a loan in Rome

At roughly 903 people per square mile, Rome is moderately settled; 109 larger places lie within 50 miles. What is available to Rome's 112 borrowers is set by Iowa licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Lockridge, IA about 4 miles away.

How Rome compares across Iowa

Rome is the 801st-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Rome stands 588th among Iowa's 940 places — roughly the 37th percentile. By density, at about 903 people per square mile, it ranks 319th in Iowa. By land area, its 0.1 square miles rank 911th of 940 places in Iowa.

What shapes a Rome personal loan

A Rome personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 112 residents. The APR tracks your credit score rather than Rome's rank of 801st in Iowa: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Rome loan but raises total interest, so the smallest payment is not the cheapest loan.