Personal loans in Clinton, OH
Personal loans in Clinton are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,189 population. For a community of about 1,189, the practical step is to compare APR across at least three lenders before committing. Clinton is home to roughly 1,189 people and stands 496th by size out of 924 Census places in Ohio. To lend to Clinton's 1,189 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. The closest larger city is New Franklin, OH about 3 miles away.
What the Census records for Clinton
Clinton is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 1,189, ranked 496th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: roughly 46% of Ohio's places have fewer residents than Clinton's 1,189.
- Population density: 331 people per square mile on 3.6 square miles of land.
- By land area: Clinton ranks 264th among Ohio's 924 places, at 3.6 sq mi.
- Water: Clinton holds about 0.09 square miles, the 153rd-largest water area in Ohio.
- Share of Ohio: Clinton holds about 0.0% of the state's population, some 1,189 people.
- National rank: Clinton is the 9,586th most populous of the 19,457 Census places covered here.
- Growth rank: Clinton's 2020-to-2023 change ranks 428th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Clinton's 0.8%.
- Density rank: Clinton places 866th among Ohio's places by people per square mile.
- Density in context: Clinton's 331 people per square mile sit against a Ohio median of 1,289.
- Location: 40.9281, -81.6311 (Census Gazetteer coordinates).
- Nearest larger cities: New Franklin (3 mi); Canal Fulton (3 mi); Doylestown (4 mi); Barberton (6 mi); Norton (7 mi). Living near a larger metro rarely changes what is available in Clinton.
- Smaller places close by: Marshallville (6 mi); Hills and Dales (12 mi); Meyers Lake (13 mi).
- Within a 50-mile radius: 77 smaller Census places.
- At 100 miles: 379 larger Census places fall inside that radius.
Steps to take before a Clinton loan
For Clinton's roughly 1,189 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Ohio licence with the regulator listed on this page.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Ohio; what changes is your credit file, not the fact that Clinton holds 1,189 people.
The geography behind Clinton
Clinton's land area is about 3.6 square miles; a further 0.09 square miles is water. Spread across it are roughly 331 residents per square mile. The largest place in Ohio, Columbus, lies about 97 miles away. A 50-mile radius around Clinton takes in 148 places that are larger. The 100-mile radius contains 379 larger places.
The anatomy of a Clinton personal loan
With roughly 1,189 residents, Clinton is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clinton. The term you choose in Clinton decides the split between a comfortable payment and the total interest you pay.
Where Clinton sits in Ohio
Among Ohio's 924 places, Clinton sits at 496th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Clinton stands 428th among Ohio's 924 places — roughly the 54th percentile. Its roughly 331 residents per square mile place it 866th among Ohio's places. The population moved by about 10 people between 2020 and 2023, a 0.8% shift.
Ohio consumer-lending rules applied in Clinton
Ohio has no separate rate rule for Clinton; the sourced rows below are what reach every lender that serves its 1,189 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in Clinton if my credit is poor?
What loan size can I expect in Clinton?
Do I have to pledge anything to borrow in Clinton?
Does comparing loans in Clinton cost me credit score points?
Nearby places
- New Franklin, OH — population 13,788
- Canal Fulton, OH — population 5,333
- Doylestown, OH — population 3,053
- Barberton, OH — population 24,563
- Norton, OH — population 11,398
- Marshallville, OH — population 790
- Wadsworth, OH — population 24,709
- Dalton, OH — population 1,924