Personal loans in Marshallville, OH

The roughly 790 people who live in Marshallville borrow under Ohio rules; city hall sets no personal-loan rate. Marshallville ranks 574th of 924 places in Ohio, with a population near 790.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Census figures show Marshallville holding steady across 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Marshallville lender. For a bigger market, look to Orrville, OH about 4 miles away. Which products a lender may offer to Marshallville's 790 residents follows from the Ohio consumer-lending framework.

Borrowing in Marshallville: the local picture

The figures below are Marshallville's own — Census population, land area and coordinates — followed by the Ohio rules.

What shapes a Marshallville personal loan

Most loans made to Marshallville's 790 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Marshallville. Because the payment is fixed, the total cost of a Marshallville loan is knowable in advance — unlike a revolving card balance.

Marshallville against the rest of Ohio

Set beside Ohio's 924 places, Marshallville ranks 574th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Marshallville ranks 243rd of 924 in Ohio (about the 74th percentile). At about 1,337 people per square mile, Marshallville is the 439th most densely settled place in Ohio. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.

The state rulebook for Marshallville

This table holds the Ohio rate and licensing rules for consumer loans made to Marshallville's 790 residents.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."		Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]		Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).		Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

Marshallville on the map

Marshallville's land area is roughly 0.6 square miles, and the Gazetteer records no significant water area within it. That land carries about 1,337 people per square mile. The state's population centre of gravity, Columbus, is roughly 91 miles away. Marshallville has 164 larger places within a 50-mile radius. Within the same 50 miles lie 54 smaller Census places.

Borrowing reach in Marshallville

Marshallville is moderately settled, with about 1,337 people per square mile and 164 larger places within 50 miles. What is available to Marshallville's 790 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Orrville, OH about 4 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Marshallville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Marshallville is the same as anywhere in Ohio.
What loan size can I expect in Marshallville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Marshallville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Marshallville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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