Personal loans in Barberton, OH
From the 2020 Census base to the 2023 estimate, the population declined by about 2.5%. The Census counts 24,563 people in Barberton, the 67th-largest figure among Ohio's 924 places.
Two households in Barberton with comparable incomes can still be offered different rates; the city's 24,563 residents are not the reason. Judge Barberton offers on total cost, not on how quickly the money arrives. Consumer lending that reaches Barberton's 24,563 residents is governed by Ohio statute; no city ordinance changes it. The nearest larger city is Akron, OH about 7 miles away.
The Barberton data picture
Two layers matter for a Barberton borrower: the local population picture and Ohio's consumer-lending statutes.
- Population: the Census counts 24,563 residents in Barberton (Vintage 2023 subcounty estimate), the 67th-largest figure among Ohio's 924 places.
- Population trend: About 2.5% below the 2020 Census base.
- Absolute change: 617 residents lost between 2020 and 2023.
- Size percentile: with 24,563 residents, Barberton is larger than about 93% of Ohio's Census places.
- Land and density: 9.0 square miles of land carry roughly 2,724 residents per square mile.
- By land area: Barberton ranks 115th among Ohio's 924 places, at 9.0 sq mi.
- Water area rank: Barberton ranks 61st among Ohio's 924 places, with 0.22 sq mi.
- Share of Ohio: Barberton holds about 0.3% of the state's population, some 24,563 people.
- National rank: Barberton sits 1,597th by population among the 19,457 places in this dataset.
- Growth rank: Barberton ranks 805th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Barberton's 2.5% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Barberton is the 84th most densely settled place in Ohio.
- Density vs Ohio: Barberton's 2,724 people per square mile compare with a state median of 1,289.
- Location: coordinates 41.0069, -81.6044 (US Census Bureau Gazetteer).
- Nearest larger cities: Akron (7 mi); Wadsworth (7 mi); Green (8 mi); Cuyahoga Falls (12 mi); Stow (15 mi). Online lenders reach Barberton no matter how far the nearest branch is.
- Smaller communities within reach: Norton (3 mi); New Franklin (4 mi); Doylestown (5 mi).
- Smaller neighbours: 195 places smaller than Barberton sit within 50 miles.
- At 100 miles: 42 larger Census places fall inside that radius.
Barberton in state context
Among Ohio's 924 places, Barberton sits at 67th for population, a share of roughly 0.3% of the state. Its 2020-to-2023 change ranks 805th of 924 Ohio places, putting it near the 13th percentile for growth. By density, at about 2,724 people per square mile, it ranks 84th in Ohio. Between 2020 and 2023 the count changed by roughly 617 residents.
How a Barberton personal loan is priced
A Barberton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 24,563 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Barberton. The term you choose in Barberton decides the split between a comfortable payment and the total interest you pay.
Ohio rules behind a Barberton personal loan
The rows below set out what a licensed lender must follow in Ohio, and so for Barberton's roughly 24,563 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Before you apply in Barberton
Before you hand your details to a lender in Barberton, where the population is near 24,563:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Ohio licence with the regulator named above before committing.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
The process is identical across Ohio; what changes is your credit file, not the fact that Barberton holds 24,563 people.
Getting a loan in Barberton
At roughly 2,724 people per square mile, Barberton is fairly dense; 29 larger places lie within 50 miles. A Ohio licence lets a lender serve Barberton without a local office, so branch density does not change what its 24,563 residents are offered. The nearest bigger place is Akron, OH about 7 miles away.
Common questions
What are my options in Barberton if my credit is poor?
What loan size can I expect in Barberton?
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Does comparing loans in Barberton cost me credit score points?
Nearby places
- Norton, OH — population 11,398
- New Franklin, OH — population 13,788
- Clinton, OH — population 1,189
- Doylestown, OH — population 3,053
- Akron, OH — population 188,701
- Canal Fulton, OH — population 5,333
- Fairlawn, OH — population 7,682
- Wadsworth, OH — population 24,709