Personal loans in Clinton, IN
Clinton counts about 4,790 people, and what is genuinely local about borrowing here is limited — Indiana law does the governing. The Census counts 4,790 people in Clinton, the 127th-largest figure among Indiana's 565 places.
The trend for Clinton between 2020 and 2023 is downward by roughly 0.8%. Pull your credit reports and line up at least three offers before you apply from Clinton. The nearest larger city is Terre Haute, IN about 14 miles away. Lenders active in Clinton report to a Indiana supervisor, identified in the sourced rows below.
What the Census records for Clinton
Set out below is Clinton's local context next to the state-level rules that reach every lender here.
- Population: 4,790 — Clinton ranks 127th of 565 communities in Indiana (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.8%.
- Change in people: the 2020-to-2023 comparison is a loss of about 40 residents.
- Size percentile: about 78% of Indiana communities are smaller than Clinton (4,790 residents).
- Land and density: 2.3 square miles of land carry roughly 2,127 residents per square mile.
- By land area: Clinton ranks 167th among Indiana's 565 places, at 2.3 sq mi.
- Water: Clinton holds about 0.03 square miles, the 129th-largest water area in Indiana.
- State share: roughly 0.1% of Indiana's residents live in Clinton (4,790 people).
- National rank: Clinton is 4,956th of 19,457 places nationwide.
- Growth rank: Clinton's 2020-to-2023 change ranks 411th of 565 places in Indiana.
- Against the state trend: Clinton's 0.8% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Clinton is the 80th most densely settled place in Indiana.
- Density vs Indiana: Clinton's 2,127 people per square mile compare with a state median of 1,375.
- Location: 39.6610, -87.4047 (Census Gazetteer coordinates).
- Nearest larger cities: Terre Haute (14 mi); Paris (15 mi); Brazil (18 mi); Greencastle (30 mi); Danville (35 mi). Larger metros often have more branches, but online lenders reach Clinton on the same terms.
- Nearest smaller towns: Fairview Park (2 mi); Universal (4 mi); Mecca (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 121 smaller Census places.
- At 100 miles: 71 larger Census places fall inside that radius.
A pre-application checklist for Clinton
Before you apply in Clinton, a community of about 4,790, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Indiana regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
What differs between Clinton and the rest of Indiana is not the process but the borrower's own file, among the 4,790 people here.
Land, water and location for Clinton
Clinton covers about 2.3 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). That land carries about 2,127 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 155 miles. Clinton has 10 larger places within a 50-mile radius. Within the same 50 miles lie 121 smaller Census places.
Borrowing reach in Clinton
At roughly 2,127 people per square mile, Clinton is fairly dense; 10 larger places lie within 50 miles. Whether Clinton has a local branch or not, a Indiana-licensed lender can serve its 4,790 people online on the same terms. For a larger market, the closest option is Terre Haute, IN about 14 miles away.
Where Clinton sits in Indiana
Clinton is the 127th-largest of 565 Census places in Indiana and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Clinton stands 411th among Indiana's 565 places — roughly the 27th percentile. By density, at about 2,127 people per square mile, it ranks 80th in Indiana. By land area, its 2.3 square miles rank 167th of 565 places in Indiana.
Indiana rules behind a Clinton personal loan
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Clinton is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Common questions
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Nearby places
- Fairview Park, IN — population 1,410
- Universal, IN — population 281
- Mecca, IN — population 274
- Rosedale, IN — population 651
- Montezuma, IN — population 927
- Dana, IN — population 549
- Terre Haute, IN — population 58,502
- Vermilion, IL — population 192