Personal loans in Rosedale, IN
A lender that serves Rosedale operates under Indiana lending statutes and a Indiana supervisor. A lender serving Rosedale holds a Indiana licence and answers to a Indiana regulator; no city office is involved for its 651 residents. The Census estimates 651 residents in Rosedale, which ranks it 372nd of 565 places in Indiana. Rosedale added about 2.0% to its population between the 2020 base and the 2023 estimate. For a community of about 651, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Clinton, IN about 7 miles away.
What the Census records for Rosedale
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: 651 people, a figure that places Rosedale 372nd among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
- Population trend: Growth of about 2.0% across the 2020-to-2023 comparison.
- Absolute change: 13 residents added between 2020 and 2023.
- Size percentile: with 651 residents, Rosedale is larger than about 34% of Indiana's Census places.
- Population density: about 1,648 people per square mile (Census land area 0.4 sq mi).
- Land area rank: Rosedale's 0.4 square miles rank 414th of 565 places in Indiana.
- Share of state population: Rosedale's 651 residents are about 0.0% of Indiana.
- National rank: Rosedale sits 12,099th by population among the 19,457 places in this dataset.
- Growth rank: Rosedale's 2020-to-2023 change ranks 101st of 565 places in Indiana.
- Against the state trend: Rosedale's 2.0% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Rosedale is the 186th most densely settled place in Indiana.
- Density vs Indiana: Rosedale's 1,648 people per square mile compare with a state median of 1,375.
- Location: mapped by the US Census Bureau at 39.6225, -87.2816.
- Nearest larger cities: Clinton (7 mi); Fairview Park (8 mi); Seelyville (9 mi); Rockville (10 mi); Brazil (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Mecca (8 mi); Universal (9 mi); Carbon (9 mi).
- Within a 50-mile radius: 59 smaller Census places.
- Within 100 miles: 285 places are larger than Rosedale.
Where Rosedale sits in Indiana
Within Indiana, Rosedale holds roughly 0.0% of all residents, the 372nd-largest share among 565 places. On the 2020-to-2023 trend, Rosedale stands 101st among Indiana's 565 places — roughly the 82th percentile. By density, at about 1,648 people per square mile, it ranks 186th in Indiana. Between 2020 and 2023 the count changed by roughly 13 residents.
What to do before borrowing in Rosedale
Complete these steps first when you borrow in Rosedale (651 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Indiana licence by checking the regulator named above.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
None of these steps is Rosedale-specific: the same Indiana licensing and disclosure rules reach all 651 residents.
Rosedale: area, density and distance
The Census Gazetteer records about 0.4 square miles of land within Rosedale, with no significant water area listed. Spread across it are roughly 1,648 residents per square mile. The largest place in Indiana, Fort Wayne, lies about 151 miles away. A 50-mile radius around Rosedale takes in 70 places that are larger. By land area it ranks 414th of 565 Indiana places.
Which Indiana laws govern a loan in Rosedale
The rows below set out what a licensed lender must follow in Indiana, and so for Rosedale's roughly 651 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
What is available to Rosedale borrowers
With about 1,648 residents per square mile, Rosedale is moderately settled, and 70 larger Census places sit within 50 miles. Distance to a branch rarely matters for Rosedale's 651 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Clinton, IN about 7 miles away.
Common questions
What are my options in Rosedale if my credit is poor?
What loan size can I expect in Rosedale?
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Does comparing loans in Rosedale cost me credit score points?
Nearby places
- Mecca, IN — population 274
- Clinton, IN — population 4,790
- Seelyville, IN — population 1,009
- Fairview Park, IN — population 1,410
- Rockville, IN — population 2,592
- Staunton, IN — population 470
- Universal, IN — population 281
- Carbon, IN — population 262