Personal loans in Dana, IN
Dana, Indiana — home to about 549 people — is a small community, so the terms you are offered follow Indiana law rather than any local rule. With 549 residents, Dana outranks about 30% of the communities in Indiana. A 2020-to-2023 comparison shows Dana down by about 1.1%. Read the disclosure for an origination fee and any prepayment penalty before signing in Dana. Borrowers who want a bigger city can look to Montezuma, IN about 7 miles away. A lender that serves Dana operates under Indiana lending statutes and a Indiana supervisor.
Dana: population, trend and location
Read the local figures below as context; read the sourced Indiana table as the rulebook a lender here must follow.
- Population: a Census-estimated 549, 398th among Indiana's 565 places (Vintage 2023).
- Population trend: A loss of roughly 1.1% between 2020 and 2023.
- People gained or lost: about 6 fewer since the 2020 base.
- Size percentile: about 30% of Indiana communities are smaller than Dana (549 residents).
- Population density: about 1,880 people per square mile (Census land area 0.3 sq mi).
- By land area: Dana ranks 459th among Indiana's 565 places, at 0.3 sq mi.
- Share of state population: Dana's 549 residents are about 0.0% of Indiana.
- Nationally: Dana is the 12,777th-largest of 19,457 Census places in the dataset.
- Growth in Indiana: Dana stands 456th by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Dana's 1.1% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Dana is the 114th most densely settled place in Indiana.
- Density in context: Dana's 1,880 people per square mile sit against a Indiana median of 1,375.
- Location: 39.8073 / -87.4945, per the US Census Bureau Gazetteer.
- Nearest larger cities: Montezuma (7 mi); Chrisman (10 mi); Fairview Park (10 mi); Cayuga (10 mi); Ridge Farm (10 mi). Online lenders reach Dana no matter how far the nearest branch is.
- Smaller communities close by: Newport (7 mi); Mecca (10 mi); Universal (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 51 of them.
- Within 100 miles: 307 places are larger than Dana.
Indiana consumer-lending rules applied in Dana
These are Indiana's sourced lending facts as they reach Dana's 549 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Dana's place among Indiana's 565 places
Against Indiana's other places, Dana accounts for about 0.0% of the state's population and ranks 398th of 565 by size. For population change between 2020 and 2023, Dana ranks 456th of 565 in Indiana (about the 19th percentile). Its roughly 1,880 residents per square mile place it 114th among Indiana's places. By land area, its 0.3 square miles rank 459th of 565 places in Indiana.
The anatomy of a Dana personal loan
A Dana personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 549 residents. A lender serving Dana's 549 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Dana loan is knowable in advance — unlike a revolving card balance.
Dana: area, density and distance
Dana covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 549 residents, the land area yields roughly 1,880 people per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 152 miles. A 50-mile radius around Dana takes in 75 places that are larger. By land area it ranks 459th of 565 Indiana places.
A pre-application checklist for Dana
Before you apply in Dana, a community of about 549, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Indiana; what changes is your credit file, not the fact that Dana holds 549 people.
Common questions
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Nearby places
- Newport, IN — population 411
- Montezuma, IN — population 927
- Cayuga, IN — population 944
- Fairview Park, IN — population 1,410
- Clinton, IN — population 4,790
- Chrisman, IL — population 1,274
- Ridge Farm, IL — population 756
- Mecca, IN — population 274