Personal loans in Clearfield, PA

With roughly 5,810 residents, Clearfield is a small town, and the lending rules its borrowers live under are written in Pennsylvania, not by the city. Price two or three terms so you can see which payment is truly affordable in Clearfield. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Clearfield's 5,810 residents. Clearfield lost roughly 2.5% of its population across the 2020-to-2023 comparison. The nearest larger city is DuBois, PA about 18 miles away.

Clearfield by the numbers

Clearfield is a small town; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 5,810 residents, 158th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 2.5% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 147 residents.
• Size percentile: about 84% of Pennsylvania communities are smaller than Clearfield (5,810 residents).
• Land and density: 1.8 square miles of land carry roughly 3,222 residents per square mile.
• By land area: Clearfield ranks 250th among Pennsylvania's 1,013 places, at 1.8 sq mi.
• Water: Clearfield holds about 0.08 square miles, the 159th-largest water area in Pennsylvania.
• Share of Pennsylvania: Clearfield holds about 0.1% of the state's population, some 5,810 people.
• National rank: Clearfield is 4,436th of 19,457 places nationwide.
• Growth in Pennsylvania: Clearfield stands 771st by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Clearfield's 2.5% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Clearfield places 287th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Clearfield's 3,222 people per square mile compare with a state median of 1,990.
• Location: mapped by the US Census Bureau at 41.0215, -78.4394.
• Nearest larger cities: DuBois (18 mi); St. Marys (30 mi); State College (34 mi); Altoona (36 mi); Bellefonte (36 mi). Larger metros often have more branches, but online lenders reach Clearfield on the same terms.
• Nearest smaller towns: Curwensville (5 mi); Wallaceton (9 mi); Grampian (10 mi).
• Smaller neighbours: 95 places smaller than Clearfield sit within 50 miles.
• At 100 miles: 74 larger Census places fall inside that radius.

How lenders reach Clearfield

Clearfield is a fairly dense community of about 5,810 people, with 7 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Clearfield without a local office, so branch density does not change what its 5,810 residents are offered. The nearest bigger place is DuBois, PA about 18 miles away.

What shapes a Clearfield personal loan

In Clearfield, a small town of about 5,810, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Clearfield. A longer term lowers the monthly payment on a Clearfield loan but raises total interest, so the smallest payment is not the cheapest loan.

Clearfield against the rest of Pennsylvania

Clearfield is the 158th-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. For population change between 2020 and 2023, Clearfield ranks 771st of 1,013 in Pennsylvania (about the 24th percentile). At about 3,222 people per square mile, Clearfield is the 287th most densely settled place in Pennsylvania. The population moved by about 147 people between 2020 and 2023, a 2.5% shift.

The state rulebook for Clearfield

For the roughly 5,810 residents of Clearfield, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

The geography behind Clearfield

Inside Clearfield's boundaries lie roughly 1.8 square miles of land and 0.08 square miles of water. That land carries about 3,222 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 187 miles. Within 50 miles of Clearfield there are 7 larger Census places. The 100-mile radius contains 74 larger places.