Personal loans in Grampian, PA

What the Census records for Grampian

Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.

• Population: about 348, ranked 840th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 2.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 9 residents.
• Size percentile: roughly 17% of Pennsylvania places rank below Grampian.
• Population density: 1,234 people per square mile on 0.3 square miles of land.
• Land area rank: Grampian's 0.3 square miles rank 888th of 1,013 places in Pennsylvania.
• Within Pennsylvania: about 0.0% of the state's population lives in Grampian.
• National standing: Grampian ranks 14,609th of 19,457 US places.
• Growth rank: Grampian's 2020-to-2023 change ranks 791st of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Grampian's 2.5%.
• Density rank: Grampian places 665th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Grampian's 1,234 people per square mile compare with a state median of 1,990.
• Location: 40.9644 / -78.6117, per the US Census Bureau Gazetteer.
• Nearest larger cities: Curwensville (5 mi); Clearfield (10 mi); Sykesville (12 mi); DuBois (13 mi); Irvona (14 mi). Online lenders reach Grampian no matter how far the nearest branch is.
• Smaller places close by: Mahaffey (9 mi); Newburg (9 mi); Troutville (10 mi).
• Smaller neighbours: 33 places smaller than Grampian sit within 50 miles.
• At 100 miles: 474 larger Census places fall inside that radius.

How a Grampian personal loan is priced

In Grampian, a small community of about 348, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Grampian's 348 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Grampian loan is knowable in advance — unlike a revolving card balance.

Grampian on the map

Grampian covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 348 residents, the land area yields roughly 1,234 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 194 miles away. Grampian has 88 larger places within a 50-mile radius. The 100-mile radius contains 474 larger places.

Pennsylvania consumer-lending rules applied in Grampian

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Grampian is bound by the same rules.

Grampian's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Grampian sits at 840th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Grampian ranks 791st of 1,013 in Pennsylvania (about the 22th percentile). Its roughly 1,234 residents per square mile place it 665th among Pennsylvania's places. In land area, Grampian ranks 888th among Pennsylvania's 1,013 places.

A practical checklist for Grampian borrowers

Complete these steps first when you borrow in Grampian (348 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Test the payment against your current bills before you commit.

What differs between Grampian and the rest of Pennsylvania is not the process but the borrower's own file, among the 348 people here.