Personal loans in Brisbin, PA

With roughly 411 residents, Brisbin is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Brisbin is home to roughly 411 people and stands 803rd by size out of 1,013 Census places in Pennsylvania. Population in Brisbin dropped about 3.1% over the three years from 2020 to 2023. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brisbin's 411 residents. Pull your credit reports and line up at least three offers before you apply from Brisbin. The closest larger place is Houtzdale, PA about 1 miles away.

What the Census records for Brisbin

Set out below is Brisbin's local context next to the state-level rules that reach every lender here.

Which Pennsylvania laws govern a loan in Brisbin

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Brisbin is bound by the same rules.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Payday lending statusNo separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted.
Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16

What is available to Brisbin borrowers

With about 576 residents per square mile, Brisbin is moderately settled, and 82 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Brisbin's 411 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Houtzdale, PA about 1 miles away.

Where Brisbin sits

Brisbin covers about 0.7 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 411 residents, the land area yields roughly 576 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 179 miles from Brisbin. A 50-mile radius around Brisbin takes in 82 places that are larger. By land area it ranks 595th of 1,013 Pennsylvania places.

Brisbin's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Brisbin sits at 803rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Brisbin stands 900th among Pennsylvania's 1,013 places — roughly the 11th percentile. By density, at about 576 people per square mile, it ranks 834th in Pennsylvania. Within 50 miles sit 53 smaller Census places, alongside the 82 that are larger.

How a Brisbin personal loan is priced

A Brisbin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 411 residents. A lender serving Brisbin's 411 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Brisbin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brisbin if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brisbin is the same as anywhere in Pennsylvania.
What loan size can I expect in Brisbin?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brisbin?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brisbin cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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