Personal loans in Brisbin, PA
With roughly 411 residents, Brisbin is a small community, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.
Brisbin is home to roughly 411 people and stands 803rd by size out of 1,013 Census places in Pennsylvania. Population in Brisbin dropped about 3.1% over the three years from 2020 to 2023. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Brisbin's 411 residents. Pull your credit reports and line up at least three offers before you apply from Brisbin. The closest larger place is Houtzdale, PA about 1 miles away.
What the Census records for Brisbin
Set out below is Brisbin's local context next to the state-level rules that reach every lender here.
- Population: 411 — Brisbin ranks 803rd of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.1%.
- Net change: roughly 13 fewer people than the 2020 Census counted.
- Size percentile: Brisbin's 411 people outrank roughly 21% of the places in Pennsylvania.
- Population density: about 576 people per square mile (Census land area 0.7 sq mi).
- Land area: Brisbin covers 0.7 square miles, the 595th-largest area among Pennsylvania's 1,013 places.
- Water: Brisbin holds about 0.01 square miles, the 372nd-largest water area in Pennsylvania.
- Share of Pennsylvania: Brisbin holds about 0.0% of the state's population, some 411 people.
- Nationally: Brisbin is the 13,981st-largest of 19,457 Census places in the dataset.
- Growth rank: Brisbin's 2020-to-2023 change ranks 900th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Brisbin's 3.1%.
- Density in Pennsylvania: Brisbin ranks 834th by people per square mile.
- Against the state median: Brisbin runs about 576 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.8385 / -78.3512, per the US Census Bureau Gazetteer.
- Nearest larger cities: Houtzdale (1 mi); Ramey (4 mi); Osceola Mills (4 mi); Chester Hill (7 mi); Philipsburg (8 mi). Larger metros often have more branches, but online lenders reach Brisbin on the same terms.
- Smaller communities close by: Glen Hope (8 mi); Wallaceton (9 mi); Birmingham (16 mi), each with its own Census population profile.
- Smaller neighbours: 53 places smaller than Brisbin sit within 50 miles.
- Larger places within 100 miles: 438.
Which Pennsylvania laws govern a loan in Brisbin
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Brisbin is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What is available to Brisbin borrowers
With about 576 residents per square mile, Brisbin is moderately settled, and 82 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Brisbin's 411 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Houtzdale, PA about 1 miles away.
Where Brisbin sits
Brisbin covers about 0.7 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 411 residents, the land area yields roughly 576 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 179 miles from Brisbin. A 50-mile radius around Brisbin takes in 82 places that are larger. By land area it ranks 595th of 1,013 Pennsylvania places.
Brisbin's place among Pennsylvania's 1,013 places
Among Pennsylvania's 1,013 places, Brisbin sits at 803rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Brisbin stands 900th among Pennsylvania's 1,013 places — roughly the 11th percentile. By density, at about 576 people per square mile, it ranks 834th in Pennsylvania. Within 50 miles sit 53 smaller Census places, alongside the 82 that are larger.
How a Brisbin personal loan is priced
A Brisbin personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 411 residents. A lender serving Brisbin's 411 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Brisbin loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Houtzdale, PA — population 743
- Ramey, PA — population 425
- Osceola Mills, PA — population 1,013
- Chester Hill, PA — population 796
- Wallaceton, PA — population 318
- Philipsburg, PA — population 2,710
- Glen Hope, PA — population 123
- Tyrone, PA — population 5,328