Personal loans in Tyrone, PA

Borrowing in Tyrone: the local picture

Set out below is Tyrone's local context next to the state-level rules that reach every lender here.

• Population: an estimated 5,328 residents, 177th of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 2.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 150 fewer since the 2020 base.
• Size percentile: about 83% of Pennsylvania communities are smaller than Tyrone (5,328 residents).
• Population density: about 2,618 people per square mile (Census land area 2.0 sq mi).
• Land area: Tyrone covers 2.0 square miles, the 206th-largest area among Pennsylvania's 1,013 places.
• Within Pennsylvania: about 0.1% of the state's population lives in Tyrone.
• Nationally: Tyrone is the 4,652nd-largest of 19,457 Census places in the dataset.
• Growth rank: Tyrone's 2020-to-2023 change ranks 854th of 1,013 places in Pennsylvania.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Tyrone's 2.7%.
• Density in Pennsylvania: Tyrone ranks 384th by people per square mile.
• Density in context: Tyrone's 2,618 people per square mile sit against a Pennsylvania median of 1,990.
• Location: it lies at 40.6765, -78.2460 in the Census Gazetteer.
• Nearest larger cities: Altoona (14 mi); Huntingdon (18 mi); Hollidaysburg (19 mi); State College (22 mi); Clearfield (26 mi). Lenders licensed in the state serve Tyrone whether or not they keep a local branch.
• Nearest smaller towns: Birmingham (3 mi); Bellwood (7 mi); Alexandria (11 mi).
• Within a 50-mile radius: 125 smaller Census places.
• Larger places within 100 miles: 91.

How personal loans work in Tyrone

A Tyrone personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 5,328 residents. The APR tracks your credit score rather than Tyrone's rank of 177th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Tyrone loan but raises total interest, so the smallest payment is not the cheapest loan.

What to do before borrowing in Tyrone

Before you hand your details to a lender in Tyrone, where the population is near 5,328:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is Tyrone-specific: the same Pennsylvania licensing and disclosure rules reach all 5,328 residents.

Pennsylvania consumer-lending rules applied in Tyrone

Below are the Pennsylvania rules that apply to a loan made in Tyrone, each with the regulator that issued it.

Borrowing reach in Tyrone

Tyrone is a fairly dense community of about 5,328 people, with 11 larger places inside a 50-mile radius. Lenders licensed in Pennsylvania reach Tyrone's 5,328 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Altoona, PA about 14 miles away.

Where Tyrone sits

The Census Gazetteer records about 2.0 square miles of land within Tyrone, with no significant water area listed. With 5,328 residents, the land area yields roughly 2,618 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 170 miles away. Tyrone has 11 larger places within a 50-mile radius. By land area it ranks 206th of 1,013 Pennsylvania places.