Personal loans in Centerville, MO

Centerville by the numbers

The figures below are Centerville's own — Census population, land area and coordinates — followed by the Missouri rules.

• Population: a Census-estimated 164, 713th among Missouri's 937 places (Vintage 2023).
• Population trend: About 2.4% below the 2020 Census base.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 24% of Missouri's Census places are smaller than Centerville.
• Land and density: 0.3 square miles of land carry roughly 514 residents per square mile.
• Land area rank: Centerville's 0.3 square miles rank 693rd of 937 places in Missouri.
• Share of state population: Centerville's 164 residents are about 0.0% of Missouri.
• National rank: Centerville is the 17,053rd most populous of the 19,457 Census places covered here.
• Growth rank: Centerville ranks 799th among Missouri's 937 places for the 2020-to-2023 change.
• Versus Missouri: the state average change is +0.8%, while Centerville moved 2.4%.
• Density rank: Centerville places 625th among Missouri's places by people per square mile.
• Against the state median: Centerville runs about 514 residents per square mile, where the Missouri median is 743.
• Location: it lies at 37.4367, -90.9597 in the Census Gazetteer.
• Nearest larger cities: Ellington (14 mi); Bunker (14 mi); Annapolis (15 mi); Arcadia (21 mi); Ironton (21 mi). Living near a larger metro rarely changes what is available in Centerville.
• Nearest smaller towns: Des Arc (21 mi); Caledonia (25 mi); Mill Spring (30 mi).
• Smaller places within 50 miles: 3 of them.
• Larger places within 100 miles: 362.

The Missouri lending rules that reach Centerville

When Missouri does not publish a figure, the row links to the source instead of inventing a number; Centerville is bound by the same rules.

Getting a loan in Centerville

At roughly 514 people per square mile, Centerville is moderately settled; 38 larger places lie within 50 miles. Distance to a branch rarely matters for Centerville's 164 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Ellington, MO about 14 miles away.

The anatomy of a Centerville personal loan

With roughly 164 residents, Centerville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Centerville's 164 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Centerville loan is knowable in advance — unlike a revolving card balance.

Steps to take before a Centerville loan

These steps shape the offer you get in Centerville, a place of about 164 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Look the lender up in the Missouri regulator's licence records before you sign.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
7. Decide the purpose and how you will repay it before approaching any lender.

The process is identical across Missouri; what changes is your credit file, not the fact that Centerville holds 164 people.

Centerville: area, density and distance

The Census Gazetteer records about 0.3 square miles of land within Centerville, with no significant water area listed. Spread across it are roughly 514 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 227 miles. Within 50 miles of Centerville there are 38 larger Census places. By land area it ranks 693rd of 937 Missouri places.