Personal loans in Castle Shannon, PA
Castle Shannon is one of 1,013 Census places in Pennsylvania; its 8,101 residents put it at 103rd. The 2020 count to the 2023 estimate shows about 1.8% decline in Castle Shannon.
Castle Shannon is a small town in Pennsylvania, with an estimated 8,101 residents, and every licensed lender here follows the same state rulebook. A single loan can carry different costs on either side of a state line, and Castle Shannon sits on the Pennsylvania side of that line. Pull your credit reports and line up at least three offers before you apply from Castle Shannon. The next larger city is Whitehall, PA about 2 miles away.
Castle Shannon by the numbers
Two layers matter for a Castle Shannon borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: about 8,101 people live here, which puts Castle Shannon 103rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: About 1.8% below the 2020 Census base.
- Absolute change: 149 residents lost between 2020 and 2023.
- Size percentile: with 8,101 residents, Castle Shannon is larger than about 90% of Pennsylvania's Census places.
- Density: roughly 5,069 residents per square mile, spread over 1.6 sq mi of land.
- Land area rank: Castle Shannon's 1.6 square miles rank 283rd of 1,013 places in Pennsylvania.
- State population share: Castle Shannon accounts for about 0.1% of everyone in Pennsylvania.
- National rank: Castle Shannon is the 3,659th most populous of the 19,457 Census places covered here.
- Growth rank: Castle Shannon's 2020-to-2023 change ranks 598th of 1,013 places in Pennsylvania.
- Against the state trend: Castle Shannon's 1.8% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Castle Shannon is the 111th most densely settled place in Pennsylvania.
- Against the state median: Castle Shannon runs about 5,069 residents per square mile, where the Pennsylvania median is 1,990.
- Location: it lies at 40.3664, -80.0195 in the Census Gazetteer.
- Nearest larger cities: Whitehall (2 mi); Brentwood (2 mi); Bethel Park (3 mi); Baldwin (4 mi); Pleasant Hills (4 mi). Larger metros often have more branches, but online lenders reach Castle Shannon on the same terms.
- Nearest smaller towns: Dormont (2 mi); Mount Oliver (4 mi); Green Tree (4 mi).
- Within a 50-mile radius: 291 smaller Census places.
- At 100 miles: 75 larger Census places fall inside that radius.
Pennsylvania consumer-lending rules applied in Castle Shannon
Pennsylvania has no separate rate rule for Castle Shannon; the sourced rows below are what reach every lender that serves its 8,101 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Land, water and location for Castle Shannon
Castle Shannon covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 5,069 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 259 miles away. Castle Shannon has 33 larger places within a 50-mile radius. The 100-mile radius contains 75 larger places.
Castle Shannon in state context
Within Pennsylvania, Castle Shannon holds roughly 0.1% of all residents, the 103rd-largest share among 1,013 places. On the 2020-to-2023 trend, Castle Shannon stands 598th among Pennsylvania's 1,013 places — roughly the 41th percentile. Its roughly 5,069 residents per square mile place it 111th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 149 residents.
What is available to Castle Shannon borrowers
At roughly 5,069 people per square mile, Castle Shannon is densely built; 33 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Castle Shannon's 8,101 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Whitehall, PA about 2 miles away.
Inside a Castle Shannon personal loan
In Castle Shannon, a small town of about 8,101, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Castle Shannon lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Castle Shannon loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Whitehall, PA — population 14,615
- Dormont, PA — population 7,930
- Brentwood, PA — population 9,706
- Bethel Park, PA — population 32,398
- Mount Oliver, PA — population 3,261
- Green Tree, PA — population 4,755
- Pleasant Hills, PA — population 8,322
- Baldwin, PA — population 20,708