Personal loans in Whitehall, PA
By population, Whitehall sits at 38th in Pennsylvania, with an estimated 14,615 residents. If you are weighing a personal loan in Whitehall, start from the payment you can carry; its 14,615 residents face the same statewide rules.
Price two or three terms so you can see which payment is truly affordable in Whitehall. A single loan can carry different costs on either side of a state line, and Whitehall sits on the Pennsylvania side of that line. From the 2020 Census base to the 2023 estimate, the population declined by about 3.0%. The nearest larger metro is Baldwin, PA about 3 miles away.
Whitehall: population, trend and location
The figures below are Whitehall's own — Census population, land area and coordinates — followed by the Pennsylvania rules.
- Population: about 14,615 people live here, which puts Whitehall 38th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.0%.
- Net change: roughly 449 fewer people than the 2020 Census counted.
- Size percentile: with 14,615 residents, Whitehall is larger than about 96% of Pennsylvania's Census places.
- Population density: about 4,395 people per square mile (Census land area 3.3 sq mi).
- Land area: Whitehall covers 3.3 square miles, the 114th-largest area among Pennsylvania's 1,013 places.
- State share: roughly 0.3% of Pennsylvania's residents live in Whitehall (14,615 people).
- National rank: Whitehall sits 2,399th by population among the 19,457 places in this dataset.
- Growth rank: Whitehall ranks 888th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- Against the state trend: Whitehall's 3.0% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Whitehall is the 158th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Whitehall's 4,395 people per square mile compare with a state median of 1,990.
- Location: coordinates 40.3602, -79.9898 (US Census Bureau Gazetteer).
- Nearest larger cities: Baldwin (3 mi); Bethel Park (4 mi); West Mifflin (4 mi); Pittsburgh (6 mi); McKeesport (8 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Brentwood (1 mi); Castle Shannon (2 mi); Pleasant Hills (3 mi).
- Smaller neighbours: 309 places smaller than Whitehall sit within 50 miles.
- Larger places within 100 miles: 38.
How Whitehall compares across Pennsylvania
Set beside Pennsylvania's 1,013 places, Whitehall ranks 38th by population and holds about 0.3% of the state total. On the 2020-to-2023 trend, Whitehall stands 888th among Pennsylvania's 1,013 places — roughly the 12th percentile. Its roughly 4,395 residents per square mile place it 158th among Pennsylvania's places. In land area, Whitehall ranks 114th among Pennsylvania's 1,013 places.
Pennsylvania rules behind a Whitehall personal loan
For the roughly 14,615 residents of Whitehall, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What a Whitehall borrower is actually offered
Most loans made to Whitehall's 14,615 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Whitehall lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Whitehall loan but raises total interest, so the smallest payment is not the cheapest loan.
Whitehall: area, density and distance
Inside Whitehall's boundaries lie about 3.3 square miles of land, with no significant water area recorded. Spread across it are roughly 4,395 residents per square mile. The state's population centre of gravity, Philadelphia, is roughly 257 miles away. Counting outward 50 miles, 14 larger communities surround Whitehall. By land area it ranks 114th of 1,013 Pennsylvania places.
Lender access in Whitehall
Whitehall is a fairly dense community of about 14,615 people, with 14 larger places inside a 50-mile radius. What is available to Whitehall's 14,615 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Baldwin, PA about 3 miles away.
Common questions
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Does comparing loans in Whitehall cost me credit score points?
Nearby places
- Brentwood, PA — population 9,706
- Castle Shannon, PA — population 8,101
- Pleasant Hills, PA — population 8,322
- Baldwin, PA — population 20,708
- Mount Oliver, PA — population 3,261
- Dormont, PA — population 7,930
- Bethel Park, PA — population 32,398
- Jefferson Hills, PA — population 12,178