Personal loans in Green Tree, PA
A lender serving Green Tree holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 4,755 residents. Green Tree is one of 1,013 Census places in Pennsylvania; its 4,755 residents put it at 203rd. Borrowers who want a bigger city can look to Crafton, PA about 1 miles away. Green Tree shed about 3.7% of its population between the 2020 base and the 2023 estimate. A lender that serves Green Tree operates under Pennsylvania lending statutes and a Pennsylvania supervisor. For a community of about 4,755, the practical step is to compare APR across at least three lenders before committing.
Borrowing in Green Tree: the local picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 4,755 people live here, which puts Green Tree 203rd of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 3.7%.
- Change in people: the 2020-to-2023 comparison is a loss of about 181 residents.
- Size percentile: about 80% of Pennsylvania's Census places are smaller than Green Tree.
- Population density: about 2,292 people per square mile (Census land area 2.1 sq mi).
- By land area: Green Tree ranks 200th among Pennsylvania's 1,013 places, at 2.1 sq mi.
- Within Pennsylvania: about 0.1% of the state's population lives in Green Tree.
- Nationally: Green Tree is the 4,976th-largest of 19,457 Census places in the dataset.
- Growth in Pennsylvania: Green Tree stands 942nd by percentage change from 2020 to 2023, among 1,013 places.
- Against the state trend: Green Tree's 3.7% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
- Density rank: Green Tree places 443rd among Pennsylvania's places by people per square mile.
- Density in context: Green Tree's 2,292 people per square mile sit against a Pennsylvania median of 1,990.
- Location: mapped by the US Census Bureau at 40.4171, -80.0543.
- Nearest larger cities: Crafton (1 mi); Carnegie (2 mi); Dormont (2 mi); McKees Rocks (4 mi); Castle Shannon (4 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Rosslyn Farms (2 mi); Thornburg (2 mi); Ingram (2 mi).
- Smaller neighbours: 267 places smaller than Green Tree sit within 50 miles.
- Within 100 miles: 130 places are larger than Green Tree.
How personal loans work in Green Tree
A Green Tree personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,755 residents. The APR tracks your credit score rather than Green Tree's rank of 203rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Green Tree decides the split between a comfortable payment and the total interest you pay.
Which Pennsylvania laws govern a loan in Green Tree
For the roughly 4,755 residents of Green Tree, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Green Tree in state context
Green Tree is the 203rd-largest of 1,013 Census places in Pennsylvania and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 942nd of 1,013 Pennsylvania places, putting it near the 7th percentile for growth. At about 2,292 people per square mile, Green Tree is the 443rd most densely settled place in Pennsylvania. The population moved by about 181 people between 2020 and 2023, a 3.7% shift.
How lenders reach Green Tree
At roughly 2,292 people per square mile, Green Tree is fairly dense; 60 larger places lie within 50 miles. Lenders licensed in Pennsylvania reach Green Tree's 4,755 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Crafton, PA about 1 miles away.
Green Tree on the map
The Census Gazetteer records about 2.1 square miles of land within Green Tree, with no significant water area listed. That land carries about 2,292 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 261 miles. Counting outward 50 miles, 60 larger communities surround Green Tree. Within the same 50 miles lie 267 smaller Census places.
Common questions
What are my options in Green Tree if my credit is poor?
What loan size can I expect in Green Tree?
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Does comparing loans in Green Tree cost me credit score points?
Nearby places
- Crafton, PA — population 5,866
- Dormont, PA — population 7,930
- Ingram, PA — population 3,259
- Carnegie, PA — population 7,847
- Thornburg, PA — population 452
- Rosslyn Farms, PA — population 424
- Heidelberg, PA — population 1,239
- Pennsbury Village, PA — population 650