Personal loans in Carrollton, MO

The Census estimates 3,478 residents in Carrollton, which ranks it 174th of 937 places in Missouri. Work out your debt-to-income ratio first; lenders weigh it heavily, and Carrollton's 3,478 residents are no exception. A single loan can carry different costs on either side of a state line, and Carrollton sits on the Missouri side of that line. The closest larger place is Marshall, MO about 23 miles away.

Carrollton by the numbers

Most of what governs a Carrollton loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.

• Population: the Census counts 3,478 residents in Carrollton (Vintage 2023 subcounty estimate), the 174th-largest figure among Missouri's 937 places.
• Population trend: Down about 0.9% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 33 residents.
• Size percentile: about 81% of Missouri communities are smaller than Carrollton (3,478 residents).
• Density: the Census land area of 4.2 sq mi holds about 834 people per square mile.
• Land area: Carrollton covers 4.2 square miles, the 155th-largest area among Missouri's 937 places.
• Water: Carrollton holds about 0.02 square miles, the 204th-largest water area in Missouri.
• Within Missouri: about 0.1% of the state's population lives in Carrollton.
• National standing: Carrollton ranks 5,845th of 19,457 US places.
• Growth rank: Carrollton ranks 632nd among Missouri's 937 places for the 2020-to-2023 change.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Carrollton's 0.9%.
• Density rank: Carrollton places 409th among Missouri's places by people per square mile.
• Density vs Missouri: Carrollton's 834 people per square mile compare with a state median of 743.
• Location: it lies at 39.3636, -93.4951 in the Census Gazetteer.
• Nearest larger cities: Marshall (23 mi); Lexington (24 mi); Higginsville (24 mi); Richmond (26 mi); Chillicothe (30 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Bogard (7 mi); Norborne (11 mi); Waverly (11 mi).
• Smaller places within 50 miles: 97 of them.
• Within 100 miles: 82 places are larger than Carrollton.

How a Carrollton personal loan is priced

Carrollton is a small community of about 3,478 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Carrollton's rank of 174th in Missouri: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Carrollton loan is knowable in advance — unlike a revolving card balance.

Carrollton in state context

Set beside Missouri's 937 places, Carrollton ranks 174th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Carrollton ranks 632nd of 937 in Missouri (about the 33th percentile). At about 834 people per square mile, Carrollton is the 409th most densely settled place in Missouri. In land area, Carrollton ranks 155th among Missouri's 937 places.

Borrowing reach in Carrollton

With about 834 residents per square mile, Carrollton is moderately settled, and 18 larger Census places sit within 50 miles. Distance to a branch rarely matters for Carrollton's 3,478 residents: the application is online and the price follows your credit file. The nearest bigger place is Marshall, MO about 23 miles away.

Carrollton: area, density and distance

The Census Gazetteer records 4.2 square miles of land and 0.02 square miles of water within Carrollton. With 3,478 residents, the land area yields roughly 834 people per square mile. The largest place in Missouri, Kansas City, lies about 59 miles away. A 50-mile radius around Carrollton takes in 18 places that are larger. The 100-mile radius contains 82 larger places.

The Missouri lending rules that reach Carrollton

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Carrollton lender must follow.