Personal loans in Waverly, MO

The nearest larger metro is Carrollton, MO about 11 miles away. The trend for Waverly between 2020 and 2023 is upward by roughly 1.5%. When Missouri caps or restricts a product, lenders either change the terms or withdraw it from Waverly as from the rest of the state. Rate-shopping from Waverly costs nothing at pre-qualification, where a soft pull leaves your credit file alone.

What the Census records for Waverly

What follows is Waverly's place in the Census record, alongside the Missouri rules that govern a personal loan made here.

• Population: 801 residents; Waverly is the 374th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.5% more residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a gain of about 12 residents.
• Size percentile: about 60% of Missouri's Census places are smaller than Waverly.
• Population density: about 635 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Waverly's 1.3 square miles rank 360th of 937 places in Missouri.
• Water area: Waverly has 0.16 square miles of water, ranking 57th of 937 places in Missouri.
• Share of Missouri: Waverly holds about 0.0% of the state's population, some 801 people.
• National rank: Waverly sits 11,187th by population among the 19,457 places in this dataset.
• Growth rank: Waverly's 2020-to-2023 change ranks 312th of 937 places in Missouri.
• Versus Missouri: the state average change is +0.8%, while Waverly moved 1.5%.
• Density in Missouri: Waverly ranks 541st by people per square mile.
• Density vs Missouri: Waverly's 635 people per square mile compare with a state median of 743.
• Location: latitude 39.2070, longitude -93.5181 (Census Gazetteer).
• Nearest larger cities: Carrollton (11 mi); Higginsville (15 mi); Concordia (15 mi); Sweet Springs (18 mi); Marshall (18 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places nearby: Grand Pass (4 mi); Blackburn (7 mi); Alma (8 mi).
• Within a 50-mile radius: 84 smaller Census places.
• Within 100 miles: 161 places are larger than Waverly.

Which Missouri laws govern a loan in Waverly

Every row below records a Missouri rule, its publisher and its retrieval date — the same rules a Waverly lender must follow.

What is available to Waverly borrowers

Waverly is moderately settled, with about 635 people per square mile and 38 larger places within 50 miles. Distance to a branch rarely matters for Waverly's 801 residents: the application is online and the price follows your credit file. The nearest bigger place is Carrollton, MO about 11 miles away.

Where Waverly sits

The Census Gazetteer records 1.3 square miles of land and 0.16 square miles of water within Waverly. With 801 residents, the land area yields roughly 635 people per square mile. Kansas City, the largest place in Missouri, is about 56 miles from Waverly. Counting outward 50 miles, 38 larger communities surround Waverly. Within the same 50 miles lie 84 smaller Census places.

How Waverly compares across Missouri

Among Missouri's 937 places, Waverly sits at 374th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Waverly ranks 312th of 937 in Missouri (about the 67th percentile). Its roughly 635 residents per square mile place it 541st among Missouri's places. By land area, its 1.3 square miles rank 360th of 937 places in Missouri.

What a Waverly borrower is actually offered

With roughly 801 residents, Waverly is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Waverly lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Waverly loan but raises total interest, so the smallest payment is not the cheapest loan.