Personal loans in Bosworth, MO
A single loan can carry different costs on either side of a state line, and Bosworth sits on the Missouri side of that line. Two households in Bosworth with comparable incomes can still be offered different rates; the city's 209 residents are not the reason. Roughly 209 residents live in Bosworth, the 655th-largest community in Missouri. Bosworth shed about 1.4% of its population between the 2020 base and the 2023 estimate. Compare APR, not the interest rate, because the APR folds in most fees on a Bosworth loan. Borrowers who want a bigger city can look to Hale, MO about 9 miles away.
Bosworth: the sourced local profile
Set out below is Bosworth's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 209, 655th among Missouri's 937 places (Vintage 2023).
- Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 209 residents, Bosworth is larger than about 30% of Missouri's Census places.
- Density: roughly 377 residents per square mile, spread over 0.6 sq mi of land.
- Land area: Bosworth covers 0.6 square miles, the 568th-largest area among Missouri's 937 places.
- State population share: Bosworth accounts for about 0.0% of everyone in Missouri.
- National rank: Bosworth is the 16,336th most populous of the 19,457 Census places covered here.
- Growth in Missouri: Bosworth stands 703rd by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while Bosworth moved 1.4%.
- Density in Missouri: Bosworth ranks 738th by people per square mile.
- Density in context: Bosworth's 377 people per square mile sit against a Missouri median of 743.
- Location: the Census Gazetteer records it at 39.4699, -93.3356.
- Nearest larger cities: Hale (9 mi); Carrollton (11 mi); Brunswick (12 mi); Waverly (21 mi); Keytesville (21 mi). Lenders licensed in the state serve Bosworth whether or not they keep a local branch.
- Smaller communities close by: Tina (7 mi); Triplett (8 mi); De Witt (9 mi), each with its own Census population profile.
- Smaller neighbours: 44 places smaller than Bosworth sit within 50 miles.
- At 100 miles: 288 larger Census places fall inside that radius.
Missouri consumer-lending rules applied in Bosworth
For the roughly 209 residents of Bosworth, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
Bosworth: area, density and distance
Inside Bosworth's boundaries lie about 0.6 square miles of land, with no significant water area recorded. With 209 residents, the land area yields roughly 377 people per square mile. The state's population centre of gravity, Kansas City, is roughly 69 miles away. Bosworth has 61 larger places within a 50-mile radius. Within the same 50 miles lie 44 smaller Census places.
Bosworth against the rest of Missouri
Bosworth is the 655th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Bosworth stands 703rd among Missouri's 937 places — roughly the 25th percentile. By density, at about 377 people per square mile, it ranks 738th in Missouri. Between 2020 and 2023 the count changed by roughly 3 residents.
Lender access in Bosworth
With about 377 residents per square mile, Bosworth is lightly settled, and 61 larger Census places sit within 50 miles. What is available to Bosworth's 209 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Hale, MO about 9 miles away.
Before you apply in Bosworth
Complete these steps first when you borrow in Bosworth (209 residents):
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Missouri licence by checking the regulator named above.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Bosworth-specific: the same Missouri licensing and disclosure rules reach all 209 residents.
Common questions
What are my options in Bosworth if my credit is poor?
What loan size can I expect in Bosworth?
Do I have to pledge anything to borrow in Bosworth?
Does comparing loans in Bosworth cost me credit score points?
Nearby places
- Tina, MO — population 136
- Hale, MO — population 373
- De Witt, MO — population 82
- Triplett, MO — population 36
- Miami, MO — population 147
- Bogard, MO — population 163
- Carrollton, MO — population 3,478
- Sumner, MO — population 79