Personal loans in Brunswick, MD
Every figure below is Maryland's own, applied to Brunswick's 8,309 residents, with the publisher and retrieval date attached. With 8,309 residents, Brunswick outranks about 83% of the communities in Maryland. For a borrower among the roughly 8,309 residents of Brunswick, a personal loan is a tool whose cost turns on the terms, not the address. Population in Brunswick climbed about 7.0% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Brunswick. The closest larger place is Purcellville, VA about 13 miles away.
What the Census records for Brunswick
Here is the sourced Census picture for Brunswick, plus the Maryland lending rules that apply to a loan taken out here.
- Population: about 8,309, ranked 26th of 157 places in Maryland (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 7.0% more residents than the 2020 Census counted.
- Absolute change: 547 residents added between 2020 and 2023.
- Size percentile: Brunswick's 8,309 people outrank roughly 83% of the places in Maryland.
- Density: the Census land area of 3.3 sq mi holds about 2,537 people per square mile.
- Land area rank: Brunswick's 3.3 square miles rank 32nd of 157 places in Maryland.
- Water area: Brunswick has 0.44 square miles of water, ranking 7th of 157 places in Maryland.
- Within Maryland: about 0.5% of the state's population lives in Brunswick.
- National rank: Brunswick is 3,587th of 19,457 places nationwide.
- Growth rank: Brunswick ranks 12th among Maryland's 157 places for the 2020-to-2023 change.
- State comparison: Maryland's places average +0.7% for 2020-to-2023, against Brunswick's 7.0%.
- Density rank: Brunswick places 54th among Maryland's places by people per square mile.
- Against the state median: Brunswick runs about 2,537 residents per square mile, where the Maryland median is 1,734.
- Location: 39.3180, -77.6253 (US Census Bureau Gazetteer).
- Nearest larger cities: Purcellville (13 mi); Frederick (14 mi); Leesburg (15 mi); Martinsburg (21 mi); Hagerstown (23 mi). Larger metros often have more branches, but online lenders reach Brunswick on the same terms.
- Nearest smaller towns: Rosemont (1 mi); Lovettsville (3 mi); Burkittsville (5 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 90 smaller Census places.
- Within 100 miles: 62 places are larger than Brunswick.
Before you apply in Brunswick
A sensible order of operations for a loan in Brunswick, home to about 8,309 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Maryland regulator's licence records before you sign.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
The process is identical across Maryland; what changes is your credit file, not the fact that Brunswick holds 8,309 people.
Brunswick: area, density and distance
Brunswick covers about 3.3 square miles of land, with 0.44 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 2,537 residents per square mile. The state's population centre of gravity, Baltimore, is roughly 54 miles away. Within 50 miles of Brunswick there are 31 larger Census places. Within the same 50 miles lie 90 smaller Census places.
Maryland rules behind a Brunswick personal loan
These are Maryland's sourced lending facts as they reach Brunswick's 8,309 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Office of Financial Regulation; Commissioner of Financial Regulation (Maryland Department of Labor) Source says: "is Maryland's consumer financial protection agency and financial services regulator" | Maryland Department of Labor as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender license required to make loans under the Maryland Consumer Loan Law (Com. Law § 12-301 et seq.) Source says: "A Consumer Lender is a business that makes any loan or advance of money or credit under the Maryland Consumer Loan Law" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
| OFR consumer-loan interest-rate limits | 2.75%/month (33%/yr) on the first $1,000 of a loan ≤$2,000; 2%/month (24%/yr) thereafter and on loans over $2,000 Source says: "Maximum interest rate allowed by law is 2.75% per month or an annual interest rate of 33%" | Maryland Department of Labor, Office of Financial Regulation as of 2026-09-16 |
Where Brunswick sits in Maryland
Brunswick is the 26th-largest of 157 Census places in Maryland and contains about 0.5% of the state's people. For population change between 2020 and 2023, Brunswick ranks 12th of 157 in Maryland (about the 92th percentile). At about 2,537 people per square mile, Brunswick is the 54th most densely settled place in Maryland. Within 50 miles sit 90 smaller Census places, alongside the 31 that are larger.
What a Brunswick borrower is actually offered
In Brunswick, a small town of about 8,309, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Brunswick loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Brunswick decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Brunswick if my credit is poor?
What loan size can I expect in Brunswick?
Do I have to pledge anything to borrow in Brunswick?
Does comparing loans in Brunswick cost me credit score points?
Nearby places
- Rosemont, MD — population 292
- Lovettsville, VA — population 2,707
- Burkittsville, MD — population 149
- Harpers Ferry, WV — population 268
- Bolivar, WV — population 1,005
- Middletown, MD — population 5,307
- Hillsboro, VA — population 112
- Keedysville, MD — population 1,217