Personal loans in Bolivar, WV
To lend to Bolivar's 1,005 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Bolivar ranks 100th of 230 places in West Virginia, with a population near 1,005.
Bolivar is a small community in West Virginia, with an estimated 1,005 residents, and every licensed lender here follows the same state rulebook. A 2020-to-2023 comparison shows Bolivar down by about 3.0%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bolivar loan. The nearest larger metro is Brunswick, MD about 7 miles away.
Bolivar: population, trend and location
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: about 1,005, ranked 100th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.0% since the 2020 count.
- Absolute change: 31 residents lost between 2020 and 2023.
- Size percentile: Bolivar sits ahead of around 57% of West Virginia places, at 1,005 people.
- Population density: 2,321 people per square mile on 0.4 square miles of land.
- By land area: Bolivar ranks 175th among West Virginia's 230 places, at 0.4 sq mi.
- Within West Virginia: about 0.2% of the state's population lives in Bolivar.
- National rank: Bolivar sits 10,180th by population among the 19,457 places in this dataset.
- Growth rank: Bolivar's 2020-to-2023 change ranks 112th of 230 places in West Virginia.
- State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Bolivar's 3.0%.
- Density rank: Bolivar is the 21st most densely settled place in West Virginia.
- Density in context: Bolivar's 2,321 people per square mile sit against a West Virginia median of 1,021.
- Location: mapped by the US Census Bureau at 39.3242, -77.7517.
- Nearest larger cities: Brunswick (7 mi); Lovettsville (7 mi); Ranson (7 mi); Shepherdstown (8 mi); Charles Town (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Harpers Ferry (1 mi); Rosemont (7 mi); Burkittsville (8 mi).
- Within a 50-mile radius: 34 smaller Census places.
- Larger places within 100 miles: 238.
Bolivar's place among West Virginia's 230 places
Within West Virginia, Bolivar holds roughly 0.2% of all residents, the 100th-largest share among 230 places. On the 2020-to-2023 trend, Bolivar stands 112th among West Virginia's 230 places — roughly the 51th percentile. At about 2,321 people per square mile, Bolivar is the 21st most densely settled place in West Virginia. Within 50 miles sit 34 smaller Census places, alongside the 65 that are larger.
What West Virginia law requires in Bolivar
Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Bolivar lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Inside a Bolivar personal loan
In Bolivar, a small community of about 1,005, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bolivar. The term you choose in Bolivar decides the split between a comfortable payment and the total interest you pay.
A practical checklist for Bolivar borrowers
For Bolivar's roughly 1,005 residents, these are the steps that most influence the offer:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's West Virginia licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Bolivar as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 1,005 residents.
What is available to Bolivar borrowers
At roughly 2,321 people per square mile, Bolivar is fairly dense; 65 larger places lie within 50 miles. Whether Bolivar has a local branch or not, a West Virginia-licensed lender can serve its 1,005 people online on the same terms. The nearest bigger place is Brunswick, MD about 7 miles away.
Common questions
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Nearby places
- Harpers Ferry, WV — population 268
- Shepherdstown, WV — population 1,537
- Lovettsville, VA — population 2,707
- Brunswick, MD — population 8,309
- Hillsboro, VA — population 112
- Rosemont, MD — population 292
- Ranson, WV — population 5,699
- Sharpsburg, MD — population 564