Personal loans in Keedysville, MD

A single loan can carry different costs on either side of a state line, and Keedysville sits on the Maryland side of that line. Keedysville is one of 157 Census places in Maryland; its 1,217 residents put it at 91st. Price two or three terms so you can see which payment is truly affordable in Keedysville. Keedysville added about 0.3% to its population between the 2020 base and the 2023 estimate. The next larger city is Boonsboro, MD about 2 miles away.

Keedysville by the numbers

Two layers matter for a Keedysville borrower: the local population picture and Maryland's consumer-lending statutes.

• Population: about 1,217 people live here, which puts Keedysville 91st of 157 Census places in Maryland (Vintage 2023).
• Population trend: A gain of roughly 0.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 4 residents.
• Size percentile: roughly 42% of Maryland's places have fewer residents than Keedysville's 1,217.
• Density: the Census land area of 0.8 sq mi holds about 1,439 people per square mile.
• Land area rank: Keedysville's 0.8 square miles rank 90th of 157 places in Maryland.
• Within Maryland: about 0.1% of the state's population lives in Keedysville.
• National rank: Keedysville is 9,490th of 19,457 places nationwide.
• Growth rank: Keedysville ranks 65th among Maryland's 157 places for the 2020-to-2023 change.
• Against the state trend: Keedysville's 0.3% change compares with a Maryland average of +0.7% across its 157 places.
• Density rank: Keedysville is the 98th most densely settled place in Maryland.
• Against the state median: Keedysville runs about 1,439 residents per square mile, where the Maryland median is 1,734.
• Location: the Census Gazetteer records it at 39.4863, -77.6976.
• Nearest larger cities: Boonsboro (2 mi); Shepherdstown (7 mi); Myersville (7 mi); Middletown (9 mi); Williamsport (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Sharpsburg (3 mi); Burkittsville (7 mi); Funkstown (8 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 41 smaller Census places.
• Larger places within 100 miles: 234.

Keedysville on the map

Keedysville covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,217 residents, the land area yields roughly 1,439 people per square mile. Baltimore, the largest place in Maryland, is about 59 miles from Keedysville. A 50-mile radius around Keedysville takes in 59 places that are larger. The 100-mile radius contains 234 larger places.

Keedysville in state context

Within Maryland, Keedysville holds roughly 0.1% of all residents, the 91st-largest share among 157 places. Its 2020-to-2023 change ranks 65th of 157 Maryland places, putting it near the 59th percentile for growth. At about 1,439 people per square mile, Keedysville is the 98th most densely settled place in Maryland. Within 50 miles sit 41 smaller Census places, alongside the 59 that are larger.

The Keedysville borrowing checklist

Complete these steps first when you borrow in Keedysville (1,217 residents):

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Maryland licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Check that the monthly payment fits your budget next to your existing obligations.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Keedysville and the rest of Maryland is not the process but the borrower's own file, among the 1,217 people here.

Maryland rules behind a Keedysville personal loan

Every row below records a Maryland rule, its publisher and its retrieval date — the same rules a Keedysville lender must follow.

How a Keedysville personal loan is priced

A Keedysville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,217 residents. Because pricing is borrower-level, two people in Keedysville can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Keedysville loan is knowable in advance — unlike a revolving card balance.