Personal loans in Funkstown, MD

The Census counts 852 people in Funkstown, the 105th-largest figure among Maryland's 157 places. Work out your debt-to-income ratio first; lenders weigh it heavily, and Funkstown's 852 residents are no exception. State law, not city hall, decides what a lender may do to Funkstown's roughly 852 residents, and a state regulator supervises it. The closest larger place is Hagerstown, MD about 2 miles away.

Funkstown by the numbers

Funkstown is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 852 people live here, which puts Funkstown 105th of 157 Census places in Maryland (Vintage 2023).
• Population trend: A rise of about 0.2% from 2020 to 2023.
• Net change: roughly 2 more people than the 2020 Census counted.
• Size percentile: bigger than about 33% of the places in Maryland, with 852 residents in Funkstown.
• Land and density: 0.6 square miles of land carry roughly 1,527 residents per square mile.
• Land area rank: Funkstown's 0.6 square miles rank 102nd of 157 places in Maryland.
• State population share: Funkstown accounts for about 0.1% of everyone in Maryland.
• National rank: Funkstown sits 10,913th by population among the 19,457 places in this dataset.
• Growth rank: Funkstown's 2020-to-2023 change ranks 68th of 157 places in Maryland.
• Against the state trend: Funkstown's 0.2% change compares with a Maryland average of +0.7% across its 157 places.
• Density rank: Funkstown places 90th among Maryland's places by people per square mile.
• Against the state median: Funkstown runs about 1,527 residents per square mile, where the Maryland median is 1,734.
• Location: 39.6067 / -77.7051, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hagerstown (2 mi); Williamsport (6 mi); Boonsboro (7 mi); Smithsburg (7 mi); Keedysville (8 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Sharpsburg (11 mi); Clear Spring (12 mi); Burkittsville (15 mi).
• Smaller places within 50 miles: 38 of them.
• At 100 miles: 282 larger Census places fall inside that radius.

Before you apply in Funkstown

Before you apply in Funkstown, a community of about 852, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Maryland licence by checking the regulator named above.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

What differs between Funkstown and the rest of Maryland is not the process but the borrower's own file, among the 852 people here.

The Maryland lending rules that reach Funkstown

Maryland has no separate rate rule for Funkstown; the sourced rows below are what reach every lender that serves its 852 people.

Funkstown's place among Maryland's 157 places

Within Maryland, Funkstown holds roughly 0.1% of all residents, the 105th-largest share among 157 places. Its 2020-to-2023 change ranks 68th of 157 Maryland places, putting it near the 57th percentile for growth. By density, at about 1,527 people per square mile, it ranks 90th in Maryland. The population moved by about 2 people between 2020 and 2023, a 0.2% shift.

Land, water and location for Funkstown

Funkstown covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,527 people per square mile. Baltimore, the largest place in Maryland, is about 62 miles from Funkstown. Within 50 miles of Funkstown there are 62 larger Census places. Within the same 50 miles lie 38 smaller Census places.

Borrowing reach in Funkstown

At roughly 1,527 people per square mile, Funkstown is moderately settled; 62 larger places lie within 50 miles. A Maryland licence lets a lender serve Funkstown without a local office, so branch density does not change what its 852 residents are offered. The nearest bigger place is Hagerstown, MD about 2 miles away.