Personal loans in Bruceton Mills, WV

With roughly 61 residents, Bruceton Mills is a small community, and the lending rules its borrowers live under are written in West Virginia, not by the city. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bruceton Mills loan. For the 61 people in Bruceton Mills, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Brandonville, WV about 1 miles away.

The Bruceton Mills data picture

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: about 61 people live here, which puts Bruceton Mills 229th of 230 Census places in West Virginia (Vintage 2023).
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: Bruceton Mills's 61 people outrank roughly 0% of the places in West Virginia.
• Land and density: 0.1 square miles of land carry roughly 1,109 residents per square mile.
• Land area: Bruceton Mills covers 0.1 square miles, the 229th-largest area among West Virginia's 230 places.
• State population share: Bruceton Mills accounts for about 0.0% of everyone in West Virginia.
• National rank: Bruceton Mills sits 18,803rd by population among the 19,457 places in this dataset.
• Growth in West Virginia: Bruceton Mills stands 18th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Bruceton Mills's 0.0% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Bruceton Mills is the 97th most densely settled place in West Virginia.
• Density vs West Virginia: Bruceton Mills's 1,109 people per square mile compare with a state median of 1,021.
• Location: mapped by the US Census Bureau at 39.6594, -79.6406.
• Nearest larger cities: Brandonville (1 mi); Masontown (11 mi); Markleysburg (11 mi); Albright (11 mi); Friendsville (13 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Ohiopyle (16 mi); Seven Springs (31 mi); Callimont (39 mi).
• Within a 50-mile radius: 4 smaller Census places.
• Within 100 miles: 610 places are larger than Bruceton Mills.

Bruceton Mills against the rest of West Virginia

Against West Virginia's other places, Bruceton Mills accounts for about 0.0% of the state's population and ranks 229th of 230 by size. For population change between 2020 and 2023, Bruceton Mills ranks 18th of 230 in West Virginia (about the 92th percentile). Its roughly 1,109 residents per square mile place it 97th among West Virginia's places. In land area, Bruceton Mills ranks 229th among West Virginia's 230 places.

Bruceton Mills: area, density and distance

Bruceton Mills's land area is roughly 0.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,109 people per square mile. The largest place in West Virginia, Charleston, lies about 140 miles away. A 50-mile radius around Bruceton Mills takes in 170 places that are larger. By land area it ranks 229th of 230 West Virginia places.

The Bruceton Mills borrowing checklist

A sensible order of operations for a loan in Bruceton Mills, home to about 61 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Check the West Virginia regulator's records to confirm the lender is licensed here.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Bruceton Mills-specific: the same West Virginia licensing and disclosure rules reach all 61 residents.

How personal loans work in Bruceton Mills

In Bruceton Mills, a small community of about 61, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Bruceton Mills lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bruceton Mills loan but raises total interest, so the smallest payment is not the cheapest loan.

What West Virginia law requires in Bruceton Mills

Read the table as a lender's compliance picture for Bruceton Mills: the rule, the sourced figure, the publisher and the date.