Personal loans in Albright, WV
Albright, West Virginia — home to about 246 people — is a small community, so the terms you are offered follow West Virginia law rather than any local rule. The Census estimates 246 residents in Albright, which ranks it 192nd of 230 places in West Virginia. Albright lost roughly 0.8% of its population across the 2020-to-2023 comparison. Every figure below is West Virginia's own, applied to Albright's 246 residents, with the publisher and retrieval date attached. Use the calculator on this page to price an amount and term before you commit in Albright. The closest larger place is Kingwood, WV about 3 miles away.
Albright by the numbers
What follows is Albright's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.
- Population: 246 residents; Albright is the 192nd-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: about 17% of West Virginia's Census places are smaller than Albright.
- Population density: about 1,060 people per square mile across 0.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Albright ranks 219th among West Virginia's 230 places, at 0.2 sq mi.
- Water area rank: Albright ranks 73rd among West Virginia's 230 places, with 0.04 sq mi.
- Share of state population: Albright's 246 residents are about 0.0% of West Virginia.
- National standing: Albright ranks 15,805th of 19,457 US places.
- Growth in West Virginia: Albright stands 36th by percentage change from 2020 to 2023, among 230 places.
- Against the state trend: Albright's 0.8% change compares with a West Virginia average of -3.0% across its 230 places.
- Density rank: Albright places 107th among West Virginia's places by people per square mile.
- Density vs West Virginia: Albright's 1,060 people per square mile compare with a state median of 1,021.
- Location: 39.4947, -79.6398 (Census Gazetteer coordinates).
- Nearest larger cities: Kingwood (3 mi); Terra Alta (6 mi); Reedsville (9 mi); Tunnelton (9 mi); Masontown (9 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Bruceton Mills (11 mi); Brandonville (12 mi); Markleysburg (19 mi).
- Smaller neighbours: 28 places smaller than Albright sit within 50 miles.
- Larger places within 100 miles: 480.
The anatomy of a Albright personal loan
Most loans made to Albright's 246 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Albright's rank of 192nd in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Albright loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How West Virginia law applies in Albright
West Virginia has no separate rate rule for Albright; the sourced rows below are what reach every lender that serves its 246 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
Where Albright sits
Albright's land area is about 0.2 square miles; a further 0.04 square miles is water. That land carries about 1,060 people per square mile. For the state's biggest city, Charleston, the distance is roughly 133 miles. Within 50 miles of Albright there are 116 larger Census places. Within the same 50 miles lie 28 smaller Census places.
Getting a loan in Albright
Albright is moderately settled, with about 1,060 people per square mile and 116 larger places within 50 miles. Whether Albright has a local branch or not, a West Virginia-licensed lender can serve its 246 people online on the same terms. For a larger market, the closest option is Kingwood, WV about 3 miles away.
Albright in state context
Against West Virginia's other places, Albright accounts for about 0.0% of the state's population and ranks 192nd of 230 by size. For population change between 2020 and 2023, Albright ranks 36th of 230 in West Virginia (about the 84th percentile). At about 1,060 people per square mile, Albright is the 107th most densely settled place in West Virginia. By land area, its 0.2 square miles rank 219th of 230 places in West Virginia.
Common questions
What are my options in Albright if my credit is poor?
What loan size can I expect in Albright?
Do I have to pledge anything to borrow in Albright?
Does comparing loans in Albright cost me credit score points?
Nearby places
- Kingwood, WV — population 2,956
- Terra Alta, WV — population 1,413
- Tunnelton, WV — population 291
- Rowlesburg, WV — population 435
- Reedsville, WV — population 526
- Bruceton Mills, WV — population 61
- Masontown, WV — population 505
- Brandonville, WV — population 128