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Personal loans in Brandonville, WV

Roughly 128 residents live in Brandonville, the 222nd-largest community in West Virginia. Census figures put the 2020-to-2023 decrease in Brandonville at about 0.8%. Brandonville is a small community of about 128 residents, and a personal loan taken out here is governed by West Virginia statute. Rate ceilings, licensing requirements and product limits for Brandonville are all set at the West Virginia level. Price two or three terms so you can see which payment is truly affordable in Brandonville. Borrowers who want a bigger city can look to Markleysburg, PA about 10 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Brandonville: the sourced local profile

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

Brandonville: area, density and distance

Inside Brandonville's boundaries lie about 0.4 square miles of land, with no significant water area recorded. With 128 residents, the land area yields roughly 332 people per square mile. The largest place in West Virginia, Charleston, lies about 141 miles away. Counting outward 50 miles, 165 larger communities surround Brandonville. Within the same 50 miles lie 11 smaller Census places.

Inside a Brandonville personal loan

In Brandonville, a small community of about 128, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Brandonville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Brandonville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How lenders reach Brandonville

Brandonville is lightly settled, with about 332 people per square mile and 165 larger places within 50 miles. Lenders licensed in West Virginia reach Brandonville's 128 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Markleysburg, PA about 10 miles away.

Brandonville's place among West Virginia's 230 places

Within West Virginia, Brandonville holds roughly 0.0% of all residents, the 222nd-largest share among 230 places. Its 2020-to-2023 change ranks 33rd of 230 West Virginia places, putting it near the 86th percentile for growth. By density, at about 332 people per square mile, it ranks 210th in West Virginia. Between 2020 and 2023 the count changed by roughly 1 residents.

The state rulebook for Brandonville

Read the table as a lender's compliance picture for Brandonville: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorWest Virginia Division of Financial Institutions (WV DFI)
Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia.		West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107)
Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year		West Virginia Legislature (West Virginia Code)
as of 2026-09-16
Payday lending statusTraditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A
Source says: Traditional "Payday Lenders" are generally prohibited within this state.		West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brandonville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brandonville is the same as anywhere in West Virginia.
What loan size can I expect in Brandonville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brandonville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brandonville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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