Personal loans in Browns Valley, MN

In Browns Valley, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

For the 511 people in Browns Valley, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. By population, Browns Valley sits at 486th in Minnesota, with an estimated 511 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Browns Valley. Population in Browns Valley dropped about 8.4% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Sisseton, SD about 11 miles away.

Browns Valley by the numbers

Here is the sourced Census picture for Browns Valley, plus the Minnesota lending rules that apply to a loan taken out here.

Browns Valley's place among Minnesota's 853 places

Within Minnesota, Browns Valley holds roughly 0.0% of all residents, the 486th-largest share among 853 places. On the 2020-to-2023 trend, Browns Valley stands 852nd among Minnesota's 853 places — roughly the 0th percentile. At about 646 people per square mile, Browns Valley is the 405th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 47 residents.

The state rulebook for Browns Valley

Read the table as a lender's compliance picture for Browns Valley: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMinnesota Department of Commerce (commissioner of commerce)
Source says: ""Commissioner" means the commissioner of commerce"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingRegulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01)
Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money"
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16
Payday ability-to-repay requirementRequired for payday loans with an APR above 36% (Minn. Stat. § 47.603)
Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent."
Minnesota Legislature, Office of the Revisor of Statutes
as of 2026-09-16

Land, water and location for Browns Valley

Browns Valley's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 646 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 179 miles. Counting outward 50 miles, 15 larger communities surround Browns Valley. The 100-mile radius contains 101 larger places.

How lenders reach Browns Valley

Browns Valley is a moderately settled community of about 511 people, with 15 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Browns Valley without a local office, so branch density does not change what its 511 residents are offered. For a larger market, the closest option is Sisseton, SD about 11 miles away.

What shapes a Browns Valley personal loan

A Browns Valley personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 511 residents. Two numbers drive a Browns Valley loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Browns Valley decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Browns Valley if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Browns Valley is the same as anywhere in Minnesota.
What loan size can I expect in Browns Valley?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Browns Valley?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Browns Valley cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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