Personal loans in Beardsley, MN

For a borrower among the roughly 210 residents of Beardsley, a personal loan is a tool whose cost turns on the terms, not the address. For the 210 people in Beardsley, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Beardsley. The next larger city is Browns Valley, MN about 6 miles away.

The Beardsley data picture

Beardsley is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: a Census-estimated 210, 646th among Minnesota's 853 places (Vintage 2023).
• Population trend: Down about 2.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 6 fewer people than the 2020 Census counted.
• Size percentile: Beardsley's 210 people outrank roughly 24% of the places in Minnesota.
• Density: the Census land area of 0.5 sq mi holds about 447 people per square mile.
• By land area: Beardsley ranks 708th among Minnesota's 853 places, at 0.5 sq mi.
• Share of state population: Beardsley's 210 residents are about 0.0% of Minnesota.
• Nationally: Beardsley is the 16,321st-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Beardsley stands 720th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Beardsley's 2.8%.
• Density in Minnesota: Beardsley ranks 520th by people per square mile.
• Density vs Minnesota: Beardsley's 447 people per square mile compare with a state median of 607.
• Location: 45.5578, -96.7145 (Census Gazetteer coordinates).
• Nearest larger cities: Browns Valley (6 mi); Wilmot (12 mi); Graceville (13 mi); Clinton (15 mi); Sisseton (18 mi). Larger metros often have more branches, but online lenders reach Beardsley on the same terms.
• Smaller communities close by: Barry (7 mi); Peever (12 mi); Corona (16 mi), each with its own Census population profile.
• Smaller places within 50 miles: 42 of them.
• At 100 miles: 178 larger Census places fall inside that radius.

Beardsley on the map

Beardsley covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 210 residents, the land area yields roughly 447 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 173 miles away. Counting outward 50 miles, 34 larger communities surround Beardsley. By land area it ranks 708th of 853 Minnesota places.

How a Beardsley personal loan is priced

Most loans made to Beardsley's 210 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Beardsley lender to disclose the APR and finance charge before you sign. Shortening the term on a Beardsley loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Minnesota law applies in Beardsley

These are Minnesota's sourced lending facts as they reach Beardsley's 210 residents; the state has no city-level rate rule.

What is available to Beardsley borrowers

Beardsley is lightly settled, with about 447 people per square mile and 34 larger places within 50 miles. What is available to Beardsley's 210 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Browns Valley, MN about 6 miles away.

How Beardsley compares across Minnesota

Beardsley is the 646th-largest of 853 Census places in Minnesota and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 720th of 853 Minnesota places, putting it near the 16th percentile for growth. At about 447 people per square mile, Beardsley is the 520th most densely settled place in Minnesota. Within 50 miles sit 42 smaller Census places, alongside the 34 that are larger.