Personal loans in Barry, MN
Barry is a small community in Minnesota, with an estimated 15 residents, and every licensed lender here follows the same state rulebook. Barry ranks 851st of 853 places in Minnesota, with a population near 15.
The 2020-to-2023 change in Barry is negligible, under a tenth of a percent. Which products a lender may offer to Barry's 15 residents follows from the Minnesota consumer-lending framework. For a community of about 15, the practical step is to compare APR across at least three lenders before committing. Borrowers who want a bigger city can look to Graceville, MN about 6 miles away.
Barry: population, trend and location
Most of what governs a Barry loan is written in Minnesota law rather than in the city; the sourced notes below make that split concrete.
- Population: 15 — Barry ranks 851st of 853 communities in Minnesota (US Census Bureau, Vintage 2023).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: Barry's 15 people outrank roughly 0% of the places in Minnesota.
- Density: roughly 59 residents per square mile, spread over 0.3 sq mi of land.
- Land area: Barry covers 0.3 square miles, the 802nd-largest area among Minnesota's 853 places.
- Share of Minnesota: Barry holds about 0.0% of the state's population, some 15 people.
- National standing: Barry ranks 19,385th of 19,457 US places.
- Growth rank: Barry ranks 355th among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Barry's 0.0% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Barry is the 812th most densely settled place in Minnesota.
- Density vs Minnesota: Barry's 59 people per square mile compare with a state median of 607.
- Location: 45.5582, -96.5604 (US Census Bureau Gazetteer).
- Nearest larger cities: Graceville (6 mi); Beardsley (7 mi); Clinton (8 mi); Dumont (13 mi); Johnson (13 mi). Online lenders reach Barry no matter how far the nearest branch is.
- Smaller communities close by: White Rock (25 mi); Albee (35 mi); Butler (59 mi), each with its own Census population profile.
- Smaller neighbours: 2 places smaller than Barry sit within 50 miles.
- At 100 miles: 320 larger Census places fall inside that radius.
Land, water and location for Barry
Barry covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 59 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 165 miles away. Within 50 miles of Barry there are 75 larger Census places. By land area it ranks 802nd of 853 Minnesota places.
Minnesota consumer-lending rules applied in Barry
When Minnesota does not publish a figure, the row links to the source instead of inventing a number; Barry is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
How lenders reach Barry
Barry is sparsely settled, with about 59 people per square mile and 75 larger places within 50 miles. Whether Barry has a local branch or not, a Minnesota-licensed lender can serve its 15 people online on the same terms. The nearest bigger place is Graceville, MN about 6 miles away.
The anatomy of a Barry personal loan
With roughly 15 residents, Barry is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Barry. The term you choose in Barry decides the split between a comfortable payment and the total interest you pay.
How Barry compares across Minnesota
Set beside Minnesota's 853 places, Barry ranks 851st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Barry stands 355th among Minnesota's 853 places — roughly the 58th percentile. At about 59 people per square mile, Barry is the 812th most densely settled place in Minnesota. The population moved by about 0 people between 2020 and 2023, a 0.0% shift.
Common questions
What are my options in Barry if my credit is poor?
What loan size can I expect in Barry?
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Does comparing loans in Barry cost me credit score points?
Nearby places
- Graceville, MN — population 520
- Clinton, MN — population 376
- Beardsley, MN — population 210
- Dumont, MN — population 71
- Wheaton, MN — population 1,339
- Big Stone City, SD — population 410
- Johnson, MN — population 23
- Browns Valley, MN — population 511