Personal loans in Bicknell, UT
Census figures put the 2020-to-2023 increase in Bicknell at about 0.6%. With an estimated 328 residents, Bicknell is the 215th-largest of 255 places in Utah. In Bicknell, one of 255 Census places in Utah, the figure to compare across lenders is the APR, not the advertised rate. Pull your credit reports and line up at least three offers before you apply from Bicknell. A single loan can carry different costs on either side of a state line, and Bicknell sits on the Utah side of that line. Borrowers who want a bigger city can look to Loa, UT about 7 miles away.
Bicknell by the numbers
Two layers matter for a Bicknell borrower: the local population picture and Utah's consumer-lending statutes.
- Population: 328 — Bicknell ranks 215th of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 0.6% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: about 16% of Utah communities are smaller than Bicknell (328 residents).
- Land and density: 0.6 square miles of land carry roughly 572 residents per square mile.
- Land area: Bicknell covers 0.6 square miles, the 244th-largest area among Utah's 255 places.
- State share: roughly 0.0% of Utah's residents live in Bicknell (328 people).
- National rank: Bicknell is the 14,802nd most populous of the 19,457 Census places covered here.
- Growth rank: Bicknell ranks 194th among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Bicknell moved 0.6%.
- Density rank: Bicknell places 144th among Utah's places by people per square mile.
- Density vs Utah: Bicknell's 572 people per square mile compare with a state median of 705.
- Location: latitude 38.3407, longitude -111.5442 (Census Gazetteer).
- Nearest larger cities: Loa (7 mi); Monroe (37 mi); Annabella (38 mi); Glenwood (38 mi); Central Valley (39 mi). Larger metros often have more branches, but online lenders reach Bicknell on the same terms.
- Nearest smaller towns: Lyman (5 mi); Torrey (7 mi); Koosharem (22 mi).
- Smaller neighbours: 10 places smaller than Bicknell sit within 50 miles.
- At 100 miles: 57 larger Census places fall inside that radius.
The Bicknell borrowing checklist
Complete these steps first when you borrow in Bicknell (328 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
What differs between Bicknell and the rest of Utah is not the process but the borrower's own file, among the 328 people here.
How lenders reach Bicknell
At roughly 572 people per square mile, Bicknell is moderately settled; 14 larger places lie within 50 miles. What is available to Bicknell's 328 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Loa, UT about 7 miles away.
How a Bicknell personal loan is priced
A Bicknell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 328 residents. Because pricing is borrower-level, two people in Bicknell can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bicknell loan but raises total interest, so the smallest payment is not the cheapest loan.
What Utah law requires in Bicknell
When Utah does not publish a figure, the row links to the source instead of inventing a number; Bicknell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Where Bicknell sits
Inside Bicknell's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 572 people per square mile. The largest place in Utah, Salt Lake City, lies about 170 miles away. Bicknell has 14 larger places within a 50-mile radius. The 100-mile radius contains 57 larger places.
Common questions
What are my options in Bicknell if my credit is poor?
What loan size can I expect in Bicknell?
Do I have to pledge anything to borrow in Bicknell?
Does comparing loans in Bicknell cost me credit score points?
Nearby places
- Lyman, UT — population 214
- Loa, UT — population 514
- Torrey, UT — population 257
- Koosharem, UT — population 310
- Boulder, UT — population 243
- Antimony, UT — population 125
- Escalante, UT — population 827
- Glenwood, UT — population 489