Personal loans in Benedict, NE
Which products a lender may offer to Benedict's 203 residents follows from the Nebraska consumer-lending framework.
Personal loans in Benedict are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 203 population. Benedict is home to roughly 203 people and stands 324th by size out of 527 Census places in Nebraska. Benedict gained roughly 1.0% in population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Benedict. For a bigger market, look to Stromsburg, NE about 8 miles away.
Benedict: the sourced local profile
What follows is Benedict's place in the Census record, alongside the Nebraska rules that govern a personal loan made here.
- Population: a Census-estimated 203, 324th among Nebraska's 527 places (Vintage 2023).
- Population trend: Up about 1.0% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: roughly 39% of Nebraska places rank below Benedict.
- Population density: about 1,109 people per square mile (Census land area 0.2 sq mi).
- By land area: Benedict ranks 437th among Nebraska's 527 places, at 0.2 sq mi.
- Share of state population: Benedict's 203 residents are about 0.0% of Nebraska.
- National rank: Benedict sits 16,430th by population among the 19,457 places in this dataset.
- Growth in Nebraska: Benedict stands 123rd by percentage change from 2020 to 2023, among 527 places.
- Versus Nebraska: the state average change is -0.6%, while Benedict moved 1.0%.
- Density rank: Benedict is the 170th most densely settled place in Nebraska.
- Density vs Nebraska: Benedict's 1,109 people per square mile compare with a state median of 830.
- Location: latitude 41.0063, longitude -97.6071 (Census Gazetteer).
- Nearest larger cities: Stromsburg (8 mi); York (9 mi); Polk (10 mi); Waco (11 mi); Gresham (11 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Thayer (6 mi); Hordville (16 mi); Surprise (17 mi).
- Within a 50-mile radius: 33 smaller Census places.
- At 100 miles: 238 larger Census places fall inside that radius.
Getting a loan in Benedict
With about 1,109 residents per square mile, Benedict is moderately settled, and 72 larger Census places sit within 50 miles. A Nebraska licence lets a lender serve Benedict without a local office, so branch density does not change what its 203 residents are offered. For a larger market, the closest option is Stromsburg, NE about 8 miles away.
The geography behind Benedict
Inside Benedict's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 1,109 residents per square mile. For the state's biggest city, Omaha, the distance is roughly 83 miles. Benedict has 72 larger places within a 50-mile radius. The 100-mile radius contains 238 larger places.
The state rulebook for Benedict
Every row below records a Nebraska rule, its publisher and its retrieval date — the same rules a Benedict lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
What shapes a Benedict personal loan
With roughly 203 residents, Benedict is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Benedict's rank of 324th in Nebraska: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Benedict loan is knowable in advance — unlike a revolving card balance.
Where Benedict sits in Nebraska
Within Nebraska, Benedict holds roughly 0.0% of all residents, the 324th-largest share among 527 places. On the 2020-to-2023 trend, Benedict stands 123rd among Nebraska's 527 places — roughly the 77th percentile. At about 1,109 people per square mile, Benedict is the 170th most densely settled place in Nebraska. By land area, its 0.2 square miles rank 437th of 527 places in Nebraska.
Common questions
What are my options in Benedict if my credit is poor?
What loan size can I expect in Benedict?
Do I have to pledge anything to borrow in Benedict?
Does comparing loans in Benedict cost me credit score points?
Nearby places
- Stromsburg, NE — population 1,155
- Thayer, NE — population 51
- York, NE — population 8,180
- Osceola, NE — population 872
- Waco, NE — population 304
- Bradshaw, NE — population 280
- Polk, NE — population 343
- Gresham, NE — population 222