Personal loans in York, NE
The first question in York is not the rate on offer but whether the payment fits; about 8,180 people live here under Nebraska lending law. By population, York sits at 19th in Nebraska, with an estimated 8,180 residents.
The closest larger place is Grand Island, NE about 40 miles away. York gained roughly 1.4% in population across the 2020-to-2023 comparison. Which products a lender may offer to York's 8,180 residents follows from the Nebraska consumer-lending framework. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a York loan.
The York data picture
Most of what governs a York loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: 8,180 people, a figure that places York 19th among the 527 Census places in Nebraska (US Census Bureau, Vintage 2023).
- Population trend: Up about 1.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 115 more people than the 2020 Census counted.
- Size percentile: York sits ahead of around 96% of Nebraska places, at 8,180 people.
- Density: roughly 1,246 residents per square mile, spread over 6.6 sq mi of land.
- By land area: York ranks 17th among Nebraska's 527 places, at 6.6 sq mi.
- Water area rank: York ranks 32nd among Nebraska's 527 places, with 0.03 sq mi.
- State share: roughly 0.5% of Nebraska's residents live in York (8,180 people).
- National rank: York is the 3,635th most populous of the 19,457 Census places covered here.
- Growth in Nebraska: York stands 98th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against York's 1.4%.
- Density rank: York is the 125th most densely settled place in Nebraska.
- Against the state median: York runs about 1,246 residents per square mile, where the Nebraska median is 830.
- Location: 40.8694, -97.5927 (US Census Bureau Gazetteer).
- Nearest larger cities: Grand Island (40 mi); Columbus (41 mi); Hastings (46 mi); Lincoln (48 mi); Beatrice (61 mi). Living near a larger metro rarely changes what is available in York.
- Nearest smaller places: Waco (7 mi); Bradshaw (8 mi); Thayer (9 mi).
- Within a 50-mile radius: 99 smaller Census places.
- Larger places within 100 miles: 14.
The geography behind York
York's land area is about 6.6 square miles; a further 0.03 square miles is water. The resulting density is about 1,246 people per square mile. The state's population centre of gravity, Omaha, is roughly 85 miles away. York has 4 larger places within a 50-mile radius. By land area it ranks 17th of 527 Nebraska places.
What a York borrower is actually offered
In York, a small town of about 8,180, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in York can be quoted different APRs on the same amount and term. The term you choose in York decides the split between a comfortable payment and the total interest you pay.
Getting a loan in York
York is a moderately settled community of about 8,180 people, with 4 larger places inside a 50-mile radius. Lenders licensed in Nebraska reach York's 8,180 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grand Island, NE about 40 miles away.
Nebraska consumer-lending rules applied in York
Read the table as a lender's compliance picture for York: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
York's place among Nebraska's 527 places
York is the 19th-largest of 527 Census places in Nebraska and contains about 0.5% of the state's people. On the 2020-to-2023 trend, York stands 98th among Nebraska's 527 places — roughly the 81th percentile. At about 1,246 people per square mile, York is the 125th most densely settled place in Nebraska. The population moved by about 115 people between 2020 and 2023, a 1.4% shift.
Common questions
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Nearby places
- McCool Junction, NE — population 477
- Waco, NE — population 304
- Benedict, NE — population 203
- Thayer, NE — population 51
- Bradshaw, NE — population 280
- Lushton, NE — population 28
- Fairmont, NE — population 590
- Henderson, NE — population 1,084