Personal loans in Gresham, NE
A personal loan in Gresham is priced from your credit file and income, not from the fact that the city holds 222 people. Gresham is one of 527 Census places in Nebraska; its 222 residents put it at 314th.
Begin with the payment, then weigh APR and total interest across the lenders that reach Gresham's 222 residents. The trend for Gresham between 2020 and 2023 is upward by roughly 0.5%. Consumer lending that reaches Gresham's 222 residents is governed by Nebraska statute; no city ordinance changes it. The closest larger city is Waco, NE about 10 miles away.
The Gresham data picture
Most of what governs a Gresham loan is written in Nebraska law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 222 residents in Gresham (Vintage 2023 subcounty estimate), the 314th-largest figure among Nebraska's 527 places.
- Population trend: A rise of about 0.5% from 2020 to 2023.
- Absolute change: 1 residents added between 2020 and 2023.
- Size percentile: Gresham sits ahead of around 40% of Nebraska places, at 222 people.
- Population density: about 825 people per square mile across 0.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Gresham's 0.3 square miles rank 365th of 527 places in Nebraska.
- Share of Nebraska: Gresham holds about 0.0% of the state's population, some 222 people.
- National standing: Gresham ranks 16,142nd of 19,457 US places.
- Growth in Nebraska: Gresham stands 160th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Gresham's 0.5%.
- Density rank: Gresham is the 269th most densely settled place in Nebraska.
- Against the state median: Gresham runs about 825 residents per square mile, where the Nebraska median is 830.
- Location: it lies at 41.0284, -97.4011 in the Census Gazetteer.
- Nearest larger cities: Waco (10 mi); Utica (10 mi); Shelby (12 mi); Stromsburg (12 mi); Staplehurst (12 mi). Online lenders reach Gresham no matter how far the nearest branch is.
- Smaller communities within reach: Thayer (6 mi); Surprise (7 mi); Ulysses (11 mi).
- Smaller places within 50 miles: 40 of them.
- Larger places within 100 miles: 241.
Land, water and location for Gresham
The Census Gazetteer records about 0.3 square miles of land within Gresham, with no significant water area listed. Spread across it are roughly 825 residents per square mile. Omaha, the largest place in Nebraska, is about 72 miles from Gresham. Within 50 miles of Gresham there are 67 larger Census places. By land area it ranks 365th of 527 Nebraska places.
What is available to Gresham borrowers
Gresham is moderately settled, with about 825 people per square mile and 67 larger places within 50 miles. Lenders licensed in Nebraska reach Gresham's 222 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Waco, NE about 10 miles away.
How Nebraska law applies in Gresham
Nebraska has no separate rate rule for Gresham; the sourced rows below are what reach every lender that serves its 222 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Delayed deposit services (payday) licensing administration | NDBF publishes delayed deposit services license guidelines, statutes, and a licensed-business search Source says: "Delayed Deposit Services (Payday Lenders)" | Nebraska Department of Banking and Finance as of 2026-09-16 |
Inside a Gresham personal loan
Gresham is a small community of about 222 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Gresham. The term you choose in Gresham decides the split between a comfortable payment and the total interest you pay.
How Gresham compares across Nebraska
Within Nebraska, Gresham holds roughly 0.0% of all residents, the 314th-largest share among 527 places. Its 2020-to-2023 change ranks 160th of 527 Nebraska places, putting it near the 70th percentile for growth. Its roughly 825 residents per square mile place it 269th among Nebraska's places. In land area, Gresham ranks 365th among Nebraska's 527 places.
Common questions
What are my options in Gresham if my credit is poor?
What loan size can I expect in Gresham?
Do I have to pledge anything to borrow in Gresham?
Does comparing loans in Gresham cost me credit score points?
Nearby places
- Thayer, NE — population 51
- Surprise, NE — population 43
- Utica, NE — population 828
- Waco, NE — population 304
- Shelby, NE — population 734
- Rising City, NE — population 362
- Ulysses, NE — population 191
- Benedict, NE — population 203