Personal loans in Belleville, WI

A 2020-to-2023 comparison shows Belleville up by about 7.6%. In Belleville, one of 605 Census places in Wisconsin, the figure to compare across lenders is the APR, not the advertised rate. With 2,674 residents, Belleville outranks about 63% of the communities in Wisconsin. The next larger city is Oregon, WI about 9 miles away. Lenders active in Belleville report to a Wisconsin supervisor, identified in the sourced rows below. Judge Belleville offers on total cost, not on how quickly the money arrives.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Belleville: population, trend and location

Two layers matter for a Belleville borrower: the local population picture and Wisconsin's consumer-lending statutes.

A pre-application checklist for Belleville

Before you hand your details to a lender in Belleville, where the population is near 2,674:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Model the payment on the calculator before a lender models it for you.
  3. Shop at least three lenders and judge them on APR and total cost.
  4. Confirm the Wisconsin licence with the regulator named above before committing.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Keep the amount to the expense; an approval is not a reason to take more.
  7. Be clear on what the loan is for and how it gets repaid.

In Belleville as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 2,674 residents.

The Wisconsin lending rules that reach Belleville

The rows below set out what a licensed lender must follow in Wisconsin, and so for Belleville's roughly 2,674 residents.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

What a Belleville borrower is actually offered

With roughly 2,674 residents, Belleville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Belleville's rank of 225th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Belleville loan but raises total interest, so the smallest payment is not the cheapest loan.

Belleville against the rest of Wisconsin

Within Wisconsin, Belleville holds roughly 0.1% of all residents, the 225th-largest share among 605 places. Its 2020-to-2023 change ranks 16th of 605 Wisconsin places, putting it near the 97th percentile for growth. By density, at about 1,683 people per square mile, it ranks 93rd in Wisconsin. The population moved by about 188 people between 2020 and 2023, a 7.6% shift.

The geography behind Belleville

Inside Belleville's boundaries lie roughly 1.6 square miles of land and 0.22 square miles of water. Spread across it are roughly 1,683 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 81 miles away. Counting outward 50 miles, 47 larger communities surround Belleville. The 100-mile radius contains 271 larger places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Belleville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Belleville is the same as anywhere in Wisconsin.
What loan size can I expect in Belleville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Belleville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Belleville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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