Personal loans in Brooklyn, WI
For a borrower among the roughly 1,529 residents of Brooklyn, a personal loan is a tool whose cost turns on the terms, not the address. Roughly 1,529 residents live in Brooklyn, the 300th-largest community in Wisconsin.
Brooklyn gained roughly 0.1% in population across the 2020-to-2023 comparison. Lenders active in Brooklyn report to a Wisconsin supervisor, identified in the sourced rows below. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Brooklyn. For a bigger market, look to Oregon, WI about 5 miles away.
The Brooklyn data picture
The figures below are Brooklyn's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 1,529 residents; Brooklyn is the 300th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 2 more people than the 2020 Census counted.
- Size percentile: about 50% of Wisconsin's Census places are smaller than Brooklyn.
- Land and density: 1.2 square miles of land carry roughly 1,270 residents per square mile.
- Land area: Brooklyn covers 1.2 square miles, the 441st-largest area among Wisconsin's 605 places.
- State share: roughly 0.0% of Wisconsin's residents live in Brooklyn (1,529 people).
- National rank: Brooklyn sits 8,622nd by population among the 19,457 places in this dataset.
- Growth rank: Brooklyn ranks 247th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Brooklyn's 0.1%.
- Density in Wisconsin: Brooklyn ranks 150th by people per square mile.
- Against the state median: Brooklyn runs about 1,270 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 42.8496, longitude -89.3764 (Census Gazetteer).
- Nearest larger cities: Oregon (5 mi); Evansville (6 mi); Belleville (8 mi); Stoughton (9 mi); Fitchburg (10 mi). Online lenders reach Brooklyn no matter how far the nearest branch is.
- Smaller places close by: Albany (10 mi); Monticello (13 mi); Footville (15 mi).
- Within a 50-mile radius: 54 smaller Census places.
- At 100 miles: 365 larger Census places fall inside that radius.
Land, water and location for Brooklyn
Brooklyn covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,270 people per square mile. For the state's biggest city, Milwaukee, the distance is roughly 73 miles. Within 50 miles of Brooklyn there are 80 larger Census places. By land area it ranks 441st of 605 Wisconsin places.
What to do before borrowing in Brooklyn
For Brooklyn's roughly 1,529 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
In Brooklyn as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,529 residents.
Where Brooklyn sits in Wisconsin
Set beside Wisconsin's 605 places, Brooklyn ranks 300th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Brooklyn stands 247th among Wisconsin's 605 places — roughly the 59th percentile. At about 1,270 people per square mile, Brooklyn is the 150th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 2 residents.
Inside a Brooklyn personal loan
A Brooklyn personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,529 residents. Federal Truth in Lending rules require a Brooklyn lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Brooklyn loan is knowable in advance — unlike a revolving card balance.
The state rulebook for Brooklyn
The rows below set out what a licensed lender must follow in Wisconsin, and so for Brooklyn's roughly 1,529 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Brooklyn if my credit is poor?
What loan size can I expect in Brooklyn?
Do I have to pledge anything to borrow in Brooklyn?
Does comparing loans in Brooklyn cost me credit score points?
Nearby places
- Oregon, WI — population 11,676
- Evansville, WI — population 5,823
- Fitchburg, WI — population 32,284
- Albany, WI — population 1,074
- Belleville, WI — population 2,674
- Stoughton, WI — population 13,044
- McFarland, WI — population 9,460
- Monona, WI — population 8,536