Personal loans in Verona, WI

A personal loan in Verona is priced from your credit file and income, not from the fact that the city holds 15,815 people. The Census counts 15,815 people in Verona, the 58th-largest figure among Wisconsin's 605 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Verona up by about 12.8%. Use the calculator on this page to price an amount and term before you commit in Verona. The closest larger place is Fitchburg, WI about 6 miles away. State law, not city hall, decides what a lender may do to Verona's roughly 15,815 residents, and a state regulator supervises it.

Borrowing in Verona: the local picture

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

Land, water and location for Verona

Verona's land area is about 8.3 square miles; a further 0.07 square miles is water. The resulting density is about 1,911 people per square mile. Milwaukee, the largest place in Wisconsin, is about 80 miles from Verona. Counting outward 50 miles, 9 larger communities surround Verona. By land area it ranks 87th of 605 Wisconsin places.

How Verona compares across Wisconsin

Among Wisconsin's 605 places, Verona sits at 58th for population, a share of roughly 0.4% of the state. For population change between 2020 and 2023, Verona ranks 8th of 605 in Wisconsin (about the 99th percentile). At about 1,911 people per square mile, Verona is the 70th most densely settled place in Wisconsin. Between 2020 and 2023 the count changed by roughly 1,789 residents.

Lender access in Verona

At roughly 1,911 people per square mile, Verona is moderately settled; 9 larger places lie within 50 miles. Lenders licensed in Wisconsin reach Verona's 15,815 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Fitchburg, WI about 6 miles away.

The anatomy of a Verona personal loan

A Verona personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 15,815 residents. Federal Truth in Lending rules require a Verona lender to disclose the APR and finance charge before you sign. The term you choose in Verona decides the split between a comfortable payment and the total interest you pay.

The Wisconsin lending rules that reach Verona

This table holds the Wisconsin rate and licensing rules for consumer loans made to Verona's 15,815 residents.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Verona if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Verona is the same as anywhere in Wisconsin.
What loan size can I expect in Verona?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Verona?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Verona cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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