Personal loans in Bath, IL

The 2020 count to the 2023 estimate shows about 4.3% decline in Bath. Price two or three terms so you can see which payment is truly affordable in Bath. The nearest larger city is Havana, IL about 9 miles away. To lend to Bath's 264 residents, a company must hold a Illinois licence, and each sourced row below names the regulator behind it.

The Bath data picture

Most of what governs a Bath loan is written in Illinois law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 264 residents, 1,040th of 1,294 places in Illinois (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 4.3% from 2020 to 2023.
• Net change: roughly 12 fewer people than the 2020 Census counted.
• Size percentile: roughly 20% of Illinois places rank below Bath.
• Population density: 723 people per square mile on 0.4 square miles of land.
• By land area: Bath ranks 1,121st among Illinois's 1,294 places, at 0.4 sq mi.
• State share: roughly 0.0% of Illinois's residents live in Bath (264 people).
• National standing: Bath ranks 15,565th of 19,457 US places.
• Growth rank: Bath's 2020-to-2023 change ranks 1,172nd of 1,294 places in Illinois.
• Against the state trend: Bath's 4.3% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Bath ranks 835th by people per square mile.
• Density in context: Bath's 723 people per square mile sit against a Illinois median of 993.
• Location: 40.1900, -90.1424 (US Census Bureau Gazetteer).
• Nearest larger cities: Havana (9 mi); Chandlerville (10 mi); Astoria (12 mi); Lewistown (14 mi); Ipava (15 mi). Living near a larger metro rarely changes what is available in Bath.
• Smaller places close by: Kilbourne (7 mi); Oakford (11 mi); Browning (13 mi).
• Within a 50-mile radius: 42 smaller Census places.
• At 100 miles: 441 larger Census places fall inside that radius.

Which Illinois laws govern a loan in Bath

For the roughly 264 residents of Bath, the rules below are Illinois's own; each row carries its publisher and retrieval date.

Where Bath sits in Illinois

Within Illinois, Bath holds roughly 0.0% of all residents, the 1,040th-largest share among 1,294 places. For population change between 2020 and 2023, Bath ranks 1,172nd of 1,294 in Illinois (about the 9th percentile). By density, at about 723 people per square mile, it ranks 835th in Illinois. Within 50 miles sit 42 smaller Census places, alongside the 107 that are larger.

What to do before borrowing in Bath

Before you apply in Bath, a community of about 264, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Illinois licence by checking the regulator named above.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Bath-specific: the same Illinois licensing and disclosure rules reach all 264 residents.

The geography behind Bath

Bath covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 723 people per square mile. The state's population centre of gravity, Chicago, is roughly 171 miles away. Bath has 107 larger places within a 50-mile radius. The 100-mile radius contains 441 larger places.

How a Bath personal loan is priced

Bath is a small community of about 264 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bath. A longer term lowers the monthly payment on a Bath loan but raises total interest, so the smallest payment is not the cheapest loan.