Personal loans in Astoria, IL
Lenders active in Astoria report to a Illinois supervisor, identified in the sourced rows below. The Census counts 891 people in Astoria, the 684th-largest figure among Illinois's 1,294 places. A lender serving Astoria holds a Illinois licence and answers to a Illinois regulator; no city office is involved for its 891 residents. Population in Astoria dropped about 4.1% over the three years from 2020 to 2023. For a community of about 891, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Rushville, IL about 13 miles away.
The Astoria data picture
The figures below are Astoria's own — Census population, land area and coordinates — followed by the Illinois rules.
- Population: 891 people, a figure that places Astoria 684th among the 1,294 Census places in Illinois (US Census Bureau, Vintage 2023).
- Population trend: Roughly 4.1% fewer residents than the 2020 Census counted.
- People gained or lost: about 38 fewer since the 2020 base.
- Size percentile: with 891 residents, Astoria is larger than about 47% of Illinois's Census places.
- Population density: about 1,520 people per square mile (Census land area 0.6 sq mi).
- Land area: Astoria covers 0.6 square miles, the 980th-largest area among Illinois's 1,294 places.
- Share of Illinois: Astoria holds about 0.0% of the state's population, some 891 people.
- National standing: Astoria ranks 10,730th of 19,457 US places.
- Growth rank: Astoria ranks 1,137th among Illinois's 1,294 places for the 2020-to-2023 change.
- State comparison: Illinois's places average -2.0% for 2020-to-2023, against Astoria's 4.1%.
- Density in Illinois: Astoria ranks 375th by people per square mile.
- Density vs Illinois: Astoria's 1,520 people per square mile compare with a state median of 993.
- Location: 40.2279, -90.3565 (US Census Bureau Gazetteer).
- Nearest larger cities: Rushville (13 mi); Beardstown (16 mi); Lewistown (16 mi); Havana (16 mi); Cuba (20 mi). Larger metros often have more branches, but online lenders reach Astoria on the same terms.
- Nearest smaller towns: Vermont (6 mi); Browning (7 mi); Ipava (9 mi).
- Within a 50-mile radius: 103 smaller Census places.
- Within 100 miles: 228 places are larger than Astoria.
The Astoria borrowing checklist
Before you hand your details to a lender in Astoria, where the population is near 891:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Illinois regulator's licence list.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Astoria as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 891 residents.
What is available to Astoria borrowers
Astoria is moderately settled, with about 1,520 people per square mile and 49 larger places within 50 miles. A Illinois licence lets a lender serve Astoria without a local office, so branch density does not change what its 891 residents are offered. The nearest larger city, Rushville, IL about 13 miles away.
How Astoria compares across Illinois
Against Illinois's other places, Astoria accounts for about 0.0% of the state's population and ranks 684th of 1,294 by size. On the 2020-to-2023 trend, Astoria stands 1,137th among Illinois's 1,294 places — roughly the 12th percentile. By density, at about 1,520 people per square mile, it ranks 375th in Illinois. Between 2020 and 2023 the count changed by roughly 38 residents.
Where Astoria sits
The Census Gazetteer records about 0.6 square miles of land within Astoria, with no significant water area listed. Spread across it are roughly 1,520 residents per square mile. The largest place in Illinois, Chicago, lies about 178 miles away. Astoria has 49 larger places within a 50-mile radius. By land area it ranks 980th of 1,294 Illinois places.
Which Illinois laws govern a loan in Astoria
Illinois has no separate rate rule for Astoria; the sourced rows below are what reach every lender that serves its 891 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Installment lender net-worth requirement | $30,000 minimum positive net worth (plus $25,000 surety bond) Source says: "every applicant shall prove ... that the applicant has and will maintain a positive net worth of a minimum of $30,000". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
What are my options in Astoria if my credit is poor?
What loan size can I expect in Astoria?
Do I have to pledge anything to borrow in Astoria?
Does comparing loans in Astoria cost me credit score points?
Nearby places
- Vermont, IL — population 558
- Browning, IL — population 115
- Ipava, IL — population 427
- Table Grove, IL — population 335
- Bath, IL — population 264
- Beardstown, IL — population 5,749
- Rushville, IL — population 2,923
- Smithfield, IL — population 185