Personal loans in Chandlerville, IL
In Chandlerville, one of 1,294 Census places in Illinois, the figure to compare across lenders is the APR, not the advertised rate.
Every figure below is Illinois's own, applied to Chandlerville's 513 residents, with the publisher and retrieval date attached. Roughly 513 residents live in Chandlerville, the 848th-largest community in Illinois. For a community of about 513, the practical step is to compare APR across at least three lenders before committing. A 2020-to-2023 comparison shows Chandlerville down by about 3.8%. The nearest larger city is Virginia, IL about 7 miles away.
What the Census records for Chandlerville
Chandlerville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 513 people live here, which puts Chandlerville 848th of 1,294 Census places in Illinois (Vintage 2023).
- Population trend: A decline of about 3.8% across the 2020-to-2023 comparison.
- Absolute change: 20 residents lost between 2020 and 2023.
- Size percentile: with 513 residents, Chandlerville is larger than about 34% of Illinois's Census places.
- Density: roughly 646 residents per square mile, spread over 0.8 sq mi of land.
- Land area: Chandlerville covers 0.8 square miles, the 862nd-largest area among Illinois's 1,294 places.
- State share: roughly 0.0% of Illinois's residents live in Chandlerville (513 people).
- National standing: Chandlerville ranks 13,061st of 19,457 US places.
- Growth rank: Chandlerville's 2020-to-2023 change ranks 1,082nd of 1,294 places in Illinois.
- Against the state trend: Chandlerville's 3.8% change compares with a Illinois average of -2.0% across its 1,294 places.
- Density rank: Chandlerville is the 905th most densely settled place in Illinois.
- Density in context: Chandlerville's 646 people per square mile sit against a Illinois median of 993.
- Location: 40.0470 / -90.1513, per the US Census Bureau Gazetteer.
- Nearest larger cities: Virginia (7 mi); Ashland (13 mi); Beardstown (15 mi); Petersburg (16 mi); Astoria (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Bath (10 mi); Kilbourne (10 mi); Oakford (11 mi).
- Smaller neighbours: 77 places smaller than Chandlerville sit within 50 miles.
- Within 100 miles: 377 places are larger than Chandlerville.
Borrowing reach in Chandlerville
With about 646 residents per square mile, Chandlerville is moderately settled, and 76 larger Census places sit within 50 miles. Lenders licensed in Illinois reach Chandlerville's 513 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Virginia, IL about 7 miles away.
Where Chandlerville sits
Chandlerville covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 646 residents per square mile. The largest place in Illinois, Chicago, lies about 178 miles away. Counting outward 50 miles, 76 larger communities surround Chandlerville. Within the same 50 miles lie 77 smaller Census places.
Chandlerville against the rest of Illinois
Against Illinois's other places, Chandlerville accounts for about 0.0% of the state's population and ranks 848th of 1,294 by size. For population change between 2020 and 2023, Chandlerville ranks 1,082nd of 1,294 in Illinois (about the 16th percentile). At about 646 people per square mile, Chandlerville is the 905th most densely settled place in Illinois. By land area, its 0.8 square miles rank 862nd of 1,294 places in Illinois.
What shapes a Chandlerville personal loan
In Chandlerville, a small community of about 513, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Chandlerville. A longer term lowers the monthly payment on a Chandlerville loan but raises total interest, so the smallest payment is not the cheapest loan.
What Illinois law requires in Chandlerville
The rows below set out what a licensed lender must follow in Illinois, and so for Chandlerville's roughly 513 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Illinois Department of Financial and Professional Regulation (IDFPR), Division of Financial Institutions Source says: "DFI licenses, charters, and examines a wide variety of financial products and services including: Consumer and Sales Finance and Collection Agencies". | Illinois Department of Financial and Professional Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license; capped at 36% annual percentage rate (payday loans) Source says: "shall not contract for or receive a charge exceeding a 36% annual percentage rate ... for a payday loan". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Installment Loan Act license required from the Director of Financial Institutions (loans above 9% APR) Source says: "No person ... shall engage in the business of making loans of money ... except ... after first obtaining a license from the Director of Financial Institutions". | Illinois General Assembly (Illinois Compiled Statutes) as of 2026-09-16 |
Common questions
What are my options in Chandlerville if my credit is poor?
What loan size can I expect in Chandlerville?
Do I have to pledge anything to borrow in Chandlerville?
Does comparing loans in Chandlerville cost me credit score points?
Nearby places
- Virginia, IL — population 1,458
- Bath, IL — population 264
- Kilbourne, IL — population 257
- Oakford, IL — population 230
- Ashland, IL — population 1,177
- Browning, IL — population 115
- Tallula, IL — population 423
- Havana, IL — population 2,827