Personal loans in Bartlett, TX
Bartlett, Texas — home to about 1,616 people — is a small community, so the terms you are offered follow Texas law rather than any local rule. An estimated 1,616 people make their home in Bartlett, a figure that ranks 667th in Texas.
Population in Bartlett dropped about 0.7% over the three years from 2020 to 2023. Consumer lending that reaches Bartlett's 1,616 residents is governed by Texas statute; no city ordinance changes it. Pull your credit reports and line up at least three offers before you apply from Bartlett. The closest larger place is Jarrell, TX about 11 miles away.
What the Census records for Bartlett
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: 1,616 people, a figure that places Bartlett 667th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 0.7% across the 2020-to-2023 comparison.
- Absolute change: 12 residents lost between 2020 and 2023.
- Size percentile: with 1,616 residents, Bartlett is larger than about 46% of Texas's Census places.
- Density: the Census land area of 1.2 sq mi holds about 1,306 people per square mile.
- Land area rank: Bartlett's 1.2 square miles rank 928th of 1,224 places in Texas.
- Share of Texas: Bartlett holds about 0.0% of the state's population, some 1,616 people.
- Nationally: Bartlett is the 8,427th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Bartlett stands 947th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Bartlett moved 0.7%.
- Density in Texas: Bartlett ranks 347th by people per square mile.
- Density in context: Bartlett's 1,306 people per square mile sit against a Texas median of 840.
- Location: coordinates 30.7949, -97.4323 (US Census Bureau Gazetteer).
- Nearest larger cities: Jarrell (11 mi); Salado (12 mi); Little River-Academy (14 mi); Taylor (15 mi); Belton (18 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Granger (5 mi); Holland (7 mi); Weir (12 mi).
- Smaller neighbours: 24 places smaller than Bartlett sit within 50 miles.
- Within 100 miles: 106 places are larger than Bartlett.
Steps to take before a Bartlett loan
A sensible order of operations for a loan in Bartlett, home to about 1,616 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Texas regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Bartlett-specific: the same Texas licensing and disclosure rules reach all 1,616 residents.
Getting a loan in Bartlett
At roughly 1,306 people per square mile, Bartlett is moderately settled; 44 larger places lie within 50 miles. Distance to a branch rarely matters for Bartlett's 1,616 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Jarrell, TX about 11 miles away.
Land, water and location for Bartlett
Bartlett covers about 1.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 1,616 residents, the land area yields roughly 1,306 people per square mile. The state's population centre of gravity, Houston, is roughly 140 miles away. Counting outward 50 miles, 44 larger communities surround Bartlett. The 100-mile radius contains 106 larger places.
Texas rules behind a Bartlett personal loan
When Texas does not publish a figure, the row links to the source instead of inventing a number; Bartlett is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Bartlett against the rest of Texas
Within Texas, Bartlett holds roughly 0.0% of all residents, the 667th-largest share among 1,224 places. For population change between 2020 and 2023, Bartlett ranks 947th of 1,224 in Texas (about the 23th percentile). At about 1,306 people per square mile, Bartlett is the 347th most densely settled place in Texas. Between 2020 and 2023 the count changed by roughly 12 residents.
Common questions
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Nearby places
- Granger, TX — population 1,193
- Holland, TX — population 1,123
- Salado, TX — population 2,394
- Jarrell, TX — population 3,980
- Weir, TX — population 724
- Little River-Academy, TX — population 1,984
- Taylor, TX — population 17,337
- Rogers, TX — population 1,105