Personal loans in Weir, TX
Weir is home to roughly 724 people and stands 898th by size out of 1,224 Census places in Texas. Weir counts about 724 people, and what is genuinely local about borrowing here is limited — Texas law does the governing.
Pull your credit reports and line up at least three offers before you apply from Weir. For the 724 people in Weir, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The trend for Weir between 2020 and 2023 is upward by roughly 3.7%. For a bigger market, look to Georgetown, TX about 6 miles away.
Borrowing in Weir: the local picture
Here is the sourced Census picture for Weir, plus the Texas lending rules that apply to a loan taken out here.
- Population: an estimated 724 residents, 898th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 3.7% across the 2020-to-2023 comparison.
- Net change: roughly 26 more people than the 2020 Census counted.
- Size percentile: Weir's 724 people outrank roughly 27% of the places in Texas.
- Population density: about 398 people per square mile (Census land area 1.8 sq mi).
- Land area: Weir covers 1.8 square miles, the 771st-largest area among Texas's 1,224 places.
- Water area rank: Weir ranks 394th among Texas's 1,224 places, with 0.03 sq mi.
- Share of state population: Weir's 724 residents are about 0.0% of Texas.
- National rank: Weir is the 11,635th most populous of the 19,457 Census places covered here.
- Growth rank: Weir's 2020-to-2023 change ranks 523rd of 1,224 places in Texas.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Weir's 3.7%.
- Density rank: Weir places 962nd among Texas's places by people per square mile.
- Density in context: Weir's 398 people per square mile sit against a Texas median of 840.
- Location: it lies at 30.6767, -97.5911 in the Census Gazetteer.
- Nearest larger cities: Georgetown (6 mi); Jarrell (9 mi); Granger (9 mi); Hutto (10 mi); Round Rock (11 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Coupland (19 mi); Volente (25 mi); Buckholts (31 mi).
- Smaller places within 50 miles: 16 of them.
- Within 100 miles: 157 places are larger than Weir.
Land, water and location for Weir
Weir covers about 1.8 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). With 724 residents, the land area yields roughly 398 people per square mile. Houston, the largest place in Texas, is about 145 miles from Weir. A 50-mile radius around Weir takes in 58 places that are larger. By land area it ranks 771st of 1,224 Texas places.
The anatomy of a Weir personal loan
Most loans made to Weir's 724 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Two numbers drive a Weir loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Weir loan is knowable in advance — unlike a revolving card balance.
Weir's place among Texas's 1,224 places
Among Texas's 1,224 places, Weir sits at 898th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Weir ranks 523rd of 1,224 in Texas (about the 57th percentile). By density, at about 398 people per square mile, it ranks 962nd in Texas. Between 2020 and 2023 the count changed by roughly 26 residents.
The state rulebook for Weir
Read the table as a lender's compliance picture for Weir: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What to do before borrowing in Weir
For Weir's roughly 724 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Texas licence by checking the regulator named above.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
The process is identical across Texas; what changes is your credit file, not the fact that Weir holds 724 people.
Common questions
What are my options in Weir if my credit is poor?
What loan size can I expect in Weir?
Do I have to pledge anything to borrow in Weir?
Does comparing loans in Weir cost me credit score points?
Nearby places
- Georgetown, TX — population 96,312
- Jarrell, TX — population 3,980
- Hutto, TX — population 38,765
- Granger, TX — population 1,193
- Round Rock, TX — population 130,406
- Taylor, TX — population 17,337
- Bartlett, TX — population 1,616
- Pflugerville, TX — population 65,301