Personal loans in Holland, TX
The Census counts 1,123 people in Holland, the 771st-largest figure among Texas's 1,224 places. A personal loan in Holland is priced from your credit file and income, not from the fact that the city holds 1,123 people.
Verify the lender's Texas licence against the regulator named below before borrowing in Holland. A single loan can carry different costs on either side of a state line, and Holland sits on the Texas side of that line. The trend for Holland between 2020 and 2023 is upward by roughly 4.3%. The nearest larger metro is Bartlett, TX about 7 miles away.
Holland by the numbers
What follows is Holland's place in the Census record, alongside the Texas rules that govern a personal loan made here.
- Population: 1,123 — Holland ranks 771st of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: Higher by roughly 4.3% since the 2020 count.
- Net change: roughly 46 more people than the 2020 Census counted.
- Size percentile: roughly 37% of Texas places rank below Holland.
- Population density: about 683 people per square mile across 1.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Holland ranks 809th among Texas's 1,224 places, at 1.6 sq mi.
- Water area: Holland has 0.02 square miles of water, ranking 458th of 1,224 places in Texas.
- Within Texas: about 0.0% of the state's population lives in Holland.
- National standing: Holland ranks 9,780th of 19,457 US places.
- Growth rank: Holland's 2020-to-2023 change ranks 481st of 1,224 places in Texas.
- Against the state trend: Holland's 4.3% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Holland places 738th among Texas's places by people per square mile.
- Density vs Texas: Holland's 683 people per square mile compare with a state median of 840.
- Location: mapped by the US Census Bureau at 30.8883, -97.4014.
- Nearest larger cities: Bartlett (7 mi); Little River-Academy (7 mi); Salado (9 mi); Granger (12 mi); Belton (12 mi). Larger metros often have more branches, but online lenders reach Holland on the same terms.
- Smaller communities close by: Rogers (11 mi); Buckholts (16 mi); Weir (18 mi), each with its own Census population profile.
- Within a 50-mile radius: 16 smaller Census places.
- Larger places within 100 miles: 124.
Holland: area, density and distance
Holland covers about 1.6 square miles of land, with 0.02 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 683 residents per square mile. For the state's biggest city, Houston, the distance is roughly 142 miles. Within 50 miles of Holland there are 51 larger Census places. The 100-mile radius contains 124 larger places.
Borrowing reach in Holland
At roughly 683 people per square mile, Holland is moderately settled; 51 larger places lie within 50 miles. Whether Holland has a local branch or not, a Texas-licensed lender can serve its 1,123 people online on the same terms. For a larger market, the closest option is Bartlett, TX about 7 miles away.
How Holland compares across Texas
Set beside Texas's 1,224 places, Holland ranks 771st by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 481st of 1,224 Texas places, putting it near the 61th percentile for growth. By density, at about 683 people per square mile, it ranks 738th in Texas. Between 2020 and 2023 the count changed by roughly 46 residents.
The Texas lending rules that reach Holland
These are Texas's sourced lending facts as they reach Holland's 1,123 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Holland personal loan
Most loans made to Holland's 1,123 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Holland. Because the payment is fixed, the total cost of a Holland loan is knowable in advance — unlike a revolving card balance.
Common questions
What are my options in Holland if my credit is poor?
What loan size can I expect in Holland?
Do I have to pledge anything to borrow in Holland?
Does comparing loans in Holland cost me credit score points?
Nearby places
- Bartlett, TX — population 1,616
- Little River-Academy, TX — population 1,984
- Salado, TX — population 2,394
- Granger, TX — population 1,193
- Rogers, TX — population 1,105
- Belton, TX — population 25,171
- Temple, TX — population 93,095
- Jarrell, TX — population 3,980