Personal loans in Baldwyn, MS

Baldwyn: the sourced local profile

Here is the sourced Census picture for Baldwyn, plus the Mississippi lending rules that apply to a loan taken out here.

• Population: 3,066 — Baldwyn ranks 82nd of 299 communities in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 0.2%.
• Change in people: the 2020-to-2023 comparison is a loss of about 6 residents.
• Size percentile: Baldwyn sits ahead of around 73% of Mississippi places, at 3,066 people.
• Population density: 264 people per square mile on 11.6 square miles of land.
• Land area: Baldwyn covers 11.6 square miles, the 55th-largest area among Mississippi's 299 places.
• Water area rank: Baldwyn ranks 74th among Mississippi's 299 places, with 0.05 sq mi.
• State population share: Baldwyn accounts for about 0.2% of everyone in Mississippi.
• National standing: Baldwyn ranks 6,210th of 19,457 US places.
• Growth in Mississippi: Baldwyn stands 61st by percentage change from 2020 to 2023, among 299 places.
• Against the state trend: Baldwyn's 0.2% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Baldwyn places 229th among Mississippi's places by people per square mile.
• Density vs Mississippi: Baldwyn's 264 people per square mile compare with a state median of 434.
• Location: it lies at 34.5055, -88.6428 in the Census Gazetteer.
• Nearest larger cities: Saltillo (9 mi); Booneville (12 mi); Tupelo (17 mi); New Albany (22 mi); Fulton (22 mi). Online lenders reach Baldwyn no matter how far the nearest branch is.
• Nearest smaller towns: Guntown (4 mi); Marietta (10 mi); Jumpertown (14 mi).
• Smaller places within 50 miles: 53 of them.
• At 100 miles: 69 larger Census places fall inside that radius.

The state rulebook for Baldwyn

Read the table as a lender's compliance picture for Baldwyn: the rule, the sourced figure, the publisher and the date.

Before you apply in Baldwyn

Before you hand your details to a lender in Baldwyn, where the population is near 3,066:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Baldwyn-specific: the same Mississippi licensing and disclosure rules reach all 3,066 residents.

Baldwyn in state context

Set beside Mississippi's 299 places, Baldwyn ranks 82nd by population and holds about 0.2% of the state total. On the 2020-to-2023 trend, Baldwyn stands 61st among Mississippi's 299 places — roughly the 80th percentile. At about 264 people per square mile, Baldwyn is the 229th most densely settled place in Mississippi. Within 50 miles sit 53 smaller Census places, alongside the 16 that are larger.

What is available to Baldwyn borrowers

At roughly 264 people per square mile, Baldwyn is lightly settled; 16 larger places lie within 50 miles. Distance to a branch rarely matters for Baldwyn's 3,066 residents: the application is online and the price follows your credit file. The nearest bigger place is Saltillo, MS about 9 miles away.

Baldwyn: area, density and distance

Baldwyn covers about 11.6 square miles of land, with 0.05 square miles of water inside its boundaries (Census Gazetteer). With 3,066 residents, the land area yields roughly 264 people per square mile. Jackson, the largest place in Mississippi, is about 176 miles from Baldwyn. Baldwyn has 16 larger places within a 50-mile radius. The 100-mile radius contains 69 larger places.